100 North St, Tracy, MN 56175 Property Records

Lyon County property record for 100 North St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1912
Lot Size	0.367 acres (15,996 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jan 2024)
Tax Bill	$988 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-114012-0`

Property Details

APN / Parcel Number

Primary APN	`31-114012-0`

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	15,996 sqft (0.367 acres)

Location & Zoning

Street Address	100 NORTH ST
City	TRACY
State	MN
Zip	56175-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOSES 2ND ADDITION 01010001 LOTS 6, 7 BLK 2
Legal Subdivision	MOSES 2ND ADDITION
Legal Block	2
Legal Lot Number	6-7
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3013
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	100 NORTH ST, TRACY, MN 56175-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · VA Mortgage BLACK HILLS FCU
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on Record
Deed Sale	Jan 5, 2024 · Amount on Record
Prior Sale	May 26, 2011
Deed Document Number	202417020
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	100 NORTH ST, TRACY, MN 56175-1425
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017021
Date	Jan 5, 2024
Instrument	17021

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	100 NORTH ST, TRACY, MN 56175-1425
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226476
Date	Feb 14, 2023
Instrument	226476

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$988.00 (+15.15%)	$163,800 (+3.93%) Land $8,000 Building $155,800	$163,800 (+3.93%) Land $8,000 Building $155,800
2025	$858.00 (-62.24%)	$157,600 (+8.32%) Land $8,000 Building $149,600	$157,600 (+8.32%) Land $8,000 Building $149,600
2023	$2,272.00	$145,500 Land $10,000 Building $135,500	$145,500 Land $10,000 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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