100 N Laurel Loop, Monterey, TN 38574 Property Records

Cumberland County property record for 100 N Laurel Loop, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,224 sqft · built 2005
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Tax Bill	$646 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`018017B A 02000`

Property Details

APN / Parcel Number

Primary APN	`018017B A 02000`
Alternative APN	`017B A 02000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	360 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	80 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	100 N LAUREL LOOP
City	MONTEREY
State	TN
Zip	38574-7171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, UNIT 201, COUNTY AREA: K02
Legal Subdivision	CUMBERLAND COVE
Legal Block	203
Legal Lot Number	20
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	1
Census Block	1024
Census Tract	970301

Owner

Source: Cumberland County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	143 KAREN LN NE, CHARLESTON, TN 37310-3100
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2026
Transfer Doc	0000002188
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND TN
Recording Date	Feb 13, 2026
Property Address	100 N LAUREL LOOP, MONTEREY, TN 38574-7171
Document Number	0000002188
Book / Page	1741 / 2519
Map Reference	MB 9 PG 211-214
Instrument Date	Feb 6, 2026
Instrument	26002188
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 KAREN LN NE, CHARLESTON, TN 37310-3100

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	100 LAUREL LOOP, MONTEREY, TN 38574-7148
Document Number	0000001225
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	100 LAUREL LOOP MONTEREY TN 38574, MONTEREY, TN 38574

Mortgage

Document Number	0000001225
Date	Feb 5, 2020
Book Page	001569/000145
Instrument	1225

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 4, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$646.00 (+1.41%)	$56,950 (-) Land $11,650 Building $45,300
2023		$56,950 (-) Land $11,650 Building $45,300
2022		$56,950 Land $11,650 Building $45,300	$227,800 (-) Land $46,600 Building $181,200
2021			$227,800 Land $46,600 Building $181,200
2018	$637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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