100 N Gary Ave, Apt 302, Wheaton, IL 60187 Property Records

DuPage County property record for 100 N Gary Ave, Apt 302, Wheaton, IL 60187

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,246 sqft · built 1998
Lot Size	2.43 acres (105,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2020)
Tax Bill	$5,669 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-17-431-012`

Property Details

APN / Parcel Number

Primary APN	`05-17-431-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	31 Units
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	105,851 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	100 N GARY AVE, 302
City	WHEATON
State	IL
Zip	60187-4987
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Legal Description	WATERFORD PLACE OF WHEATON CONDO BLDG 1 UNIT 302 0.78629 PERCENT COM INT
Legal Subdivision	WATERFORD PLACE OF WHEATON CONDO
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3005
Census Tract	842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 N GARY AVE, 302, WHEATON, IL 60187-4987
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Jul 18, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	202039194
Prior Transfer Date	Mar 13, 2000
Prior Transfer Doc	0000042010
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 22, 2020
Property Address	100 N GARY AVE APT 302, 302, WHEATON, IL 60187-4987
Document Number	0000039194
Map Reference	DOC R97-01127
Instrument Date	Mar 20, 2020
Instrument	R2020-039194
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 N GARY AVE APT 302, 302, WHEATON, IL 60187-4987

Mortgage

Document Number	0000039195
Date	Apr 22, 2020
Instrument	R2020-039195

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 18, 2017
Property Address	100 N GARY AVE APT 302, 302, WHEATON, IL 60187-4987
Document Number	0000072108
Instrument Date	Jul 14, 2017
Instrument	72108
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7343 HOWARD CT FALLS CHURCH VA 220431340, FALLS CHURCH, VA 22043-1340

Mortgage

Document Number	72109
Date	Jul 18, 2017
Instrument	72109

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,669.00 (+12.57%)	$109,606 (+30.92%) Land $19,525 Building $90,081	$328,818 (+30.92%) Land $58,575 Building $270,243
2022	$5,036.00 Homeowner's exemption Senior Citizen's exemption	$83,720 Land $10,800 Building $72,920	$251,160 Land $32,400 Building $218,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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