100 Mulberry St, Tipton, IA 52772 Property Records

Cedar County property record for 100 Mulberry St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 817 sqft · built 1899
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (Mar 2026)
Tax Bill	$738 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048011061800050`

Property Details

APN / Parcel Number

Primary APN	`048011061800050`
Alternative APN	`48504801106180005000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	817 sqft Living Area
Basement Area	136 sqft
Unfinished Basement	136 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	100 MULBERRY ST
City	TIPTON
State	IA
Zip	52772-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIPTON LOT 7 BLK 41
Legal Subdivision	TIPTON
Legal Block	41
Legal Lot Number	7
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3053
Census Tract	450300

Owner

100 Mulberry St is owned and occupied by two individuals who bought it in March 2026.

Source: Cedar County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 MULBERRY ST, TIPTON, IA 52772-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Mar 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage HILLS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	Dec 29, 2020 · Amount on File
Deed Document Number	2026621
Deed Book / Page	1810 / 19
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	100 MULBERRY ST, TIPTON, IA 52772-1825
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001810/174
Date	Mar 9, 2026
Book Page	1810/174
Instrument	2026 653

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	100 MULBERRY ST, TIPTON, IA 52772-1825
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001810/35
Date	Mar 5, 2026
Book Page	1810/35
Instrument	2026 623

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2036

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	100 MULBERRY ST, TIPTON, IA 52772-1825
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001810/21
Date	Mar 5, 2026
Book Page	1810/21
Instrument	2026 622

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	100 MULBERRY ST, TIPTON, IA 52772-1825
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001563/164
Date	Dec 29, 2020
Book Page	1563/164
Instrument	2020 4574

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 16, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 100 Mulberry St was $738.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$738.00	$78,300 (+76.15%) Land $13,750 Building $64,550	$78,300 (+76.15%) Land $13,750 Building $64,550
2025	$738.00 (-0.81%)	$44,450 Land $13,750 Building $30,700	$44,450 Land $13,750 Building $30,700
2024	$744.00
2023		$40,950 (+24.09%) Land $13,750 Building $27,200	$40,950 Land $13,750 Building $27,200
2022	$672.00	$33,000 Land $11,250 Building $21,750
2021			$33,000 Land $11,250 Building $21,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 100 Mulberry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Mulberry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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