100 Monaco St, Unit 403, Miramar Beach, FL 32550 Property Records

Walton County property record for 100 Monaco St, Unit 403, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.017 acres (760 sqft)
Owner	2 Trust Names on File
Last Sale	$1,635,000 (Dec 2019)
Tax Bill	$10,723 (2024)
Deeds & Mortgages	May 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`33-2S-21-42850-000-0403`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42850-000-0403`
Alternative APN	`1075086`

Exterior

Lot Area	760 sqft (0.017 acres)

Location & Zoning

Account Number	1075086
Street Address	100 MONACO ST UNIT 403, 403
City	MIRAMAR BEACH
State	FL
Zip	32550-7018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 403 GRANDVIEW CONDO OR 1691-294 OR 1826-139 OR 3128-1548 OR 3196-4490
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	GRANDVIEW CONDO
Legal Lot Number	403
Legal Unit	403
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

100 Monaco St, Unit 403 is held in a trust since May 2021.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	4308 WALNUT CREEK LN, SANDUSKY, OH 44870-7350
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 26, 2019	Warranty Deed, Transfer BANCORPSOUTH

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 26, 2019 · Amount on File
Deed Sale	Dec 26, 2019 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	0031281548
Deed Book / Page	003128 / 001548
Last Transfer Date	May 10, 2021
Transfer Doc	0031964490
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	May 10, 2021
Property Address	100 MONACO ST UNIT 403, 403, MIRAMAR BEACH, FL 32550-7018
Document Number	0031964490
Book / Page	3196 / 4490
Map Reference	MB 1679 PG 310
Instrument Date	May 5, 2021
Instrument	20210023027
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SHORELINE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4308 WALNUT CREEK LN, SANDUSKY, OH 44870-7350

Mortgage

Document Number	0031964492
Date	May 10, 2021
Instrument	3196/4492

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 26, 2019
Property Address	100 MONACO ST UNIT 403, 403, MIRAMAR BEACH, FL 32550-7018
Document Number	0031281548
Book / Page	003128 / 001548
Instrument Date	Dec 20, 2019
Instrument	45031
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4308 WALNUT CREEK LN SANDUSKY OH 448707350, SANDUSKY, OH 44870-7350

Mortgage

Document Number	31281550
Date	Dec 26, 2019
Book Page	003128/001550
Instrument	45032

Lender

Name	BANCORPSOUTH
Type	Bank
Address	PO BOX 3356, TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 25, 2034

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,632,750 Building $1,632,750	$1,632,750 Building $1,632,750
2024	$10,723.00 (+0.52%)
2023	$10,667.00 (+7.85%)	$1,174,013 (+1%) Building $1,174,013	$1,174,013 (+1%) Building $1,174,013
2022	$9,891.00	$1,067,296 Building $1,067,296	$1,067,296 Building $1,067,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Monaco St, Unit 403 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Monaco St, Unit 403 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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