100 Monaco St, Unit 103, Miramar Beach, FL 32550 Property Records

Walton County property record for 100 Monaco St, Unit 103, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.017 acres (760 sqft)
Owner	2 Owner Names on File
Last Sale	$1,075,000 (Mar 2014)
Tax Bill	$8,096 (2024)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42850-000-0103`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42850-000-0103`
Alternative APN	`1075074`

Exterior

Lot Area	760 sqft (0.017 acres)

Location & Zoning

Account Number	1075074
Street Address	100 MONACO ST UNIT 103, 103
City	MIRAMAR BEACH
State	FL
Zip	32550-4083
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 103 GRANDVIEW CONDO OR 1699-299 OR 2847-3613 OR 2944-2527 &-2528
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	GRANDVIEW CONDO
Legal Lot Number	103
Legal Unit	103
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

The current owner of 100 Monaco St, Unit 103 bought it in March 2014.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	3612 SOUTHWESTERN BLVD, DALLAS, TX 75225-7218

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2014 · Amount on File
Deed Sale	Mar 11, 2014 · Amount on File
Deed Document Number	1273130
Deed Book / Page	2944 / 2528
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	100 MONACO ST UNIT 103, 103, MIRAMAR BEACH, FL 32550-4083
Document Number	0030920367
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 MONACO ST #103 MIRAMAR BEACH FL 325504083, 103, MIRAMAR BEACH, FL 32550-4083

Mortgage

Document Number	0030920367
Date	Dec 10, 2018
Book Page	003092/000367
Instrument	40746

Lender

Name	BANK OF AMERICA
Type	Bank
Address	HOUSTON, TX 77046

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 9, 2033

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,232,700 Building $1,232,700	$1,232,700 Building $1,232,700
2024	$8,096.00 (+0.53%)
2023	$8,053.00 (+7.85%)	$886,361 (+1%) Building $886,361	$886,361 (+1%) Building $886,361
2022	$7,467.00	$805,791 Building $805,791	$805,791 Building $805,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Monaco St, Unit 103 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Monaco St, Unit 103 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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