100 Mercer Dr, Camden, NC 27921 Property Records

Camden County property record for 100 Mercer Dr, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft · built 2005
Lot Size	1 acres (43,734 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,749 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.8944.00.99.4652.0000`

Property Details

APN / Parcel Number

Primary APN	`02.8944.00.99.4652.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,734 sqft (1 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	100 MERCER DR
City	CAMDEN
State	NC
Zip	27921-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GUD
Jurisdiction	CAMDEN NC
Township / Civil Division	COURTHOUSE
Census Block Group	1
Census Block	1006
Census Tract	950102

Owner

Source: Camden County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 MERCER DR, CAMDEN, NC 27921-6902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	100 MERCER DR, CAMDEN, NC 27921-6902
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MERCER DR, CAMDEN, NC 27921-6902

Mortgage

Document Number	000440/811
Date	Dec 22, 2023
Book Page	440/811
Instrument	217235

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	100 MERCER DR, CAMDEN, NC 27921-6902
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	411/78
Date	Jun 16, 2021
Book Page	411/78

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,749.00 (+14.99%)	$236,410 (-) Land $41,872 Building $194,538	$236,410 (-)
2025		$236,410 (-) Land $41,872 Building $194,538
2024	$1,521.00
2023		$236,410 Land $41,872 Building $194,538	$236,410 Land $41,872 Building $194,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	156 units insured incl. 29 condo units
Nearby Flood Claims	119 (1993–2020)
Claims Outside the SFHA	5 of 119
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Isaias, Aug 2020 · 11 claims Hurricane Isabel, Sep 2003 · 11 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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