100 Main St, Westcliffe, CO 81252 Property Records

Custer County property record for 100 Main St, Westcliffe, CO 81252

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,834 sqft · built 1984
Lot Size	0.234 acres (10,205 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2016)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Nov 2007 Mortgage + 2 more
APN	`0010192190`

Property Details

APN / Parcel Number

Primary APN	`0010192190`

Interior

Stories	1 Story
Building Area	1,834 sqft Heated Area
1st Floor Area	1,834 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Architectural Style	Duplex Single
Exterior Material	Marblecrete
Construction Type	Wood
Lot Area	10,205 sqft (0.234 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	100 MAIN ST
City	WESTCLIFFE
State	CO
Zip	81252-9527
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 7 & 8 BLK 67 SILVER CLIFF
Legal Subdivision	TOWN OF SILVER CLIFF
Legal Block	67
Legal Lot Number	7-8
Jurisdiction	CUSTER CO
Township / Civil Division	WESTCLIFFE
Census Block Group	3
Census Block	3058
Census Tract	970102

Owner

Source: Custer County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 RIDGE RD, WESTCLIFFE, CO 81252-8792
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF COLORADO
Nov 21, 2007	Deed of Trust, Mortgage · Commercial Mortgage COLORADO MOUNTAIN BANK
Nov 1, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF COLORADO
Oct 26, 2016	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2016 · Amount on Record
Deed Sale	Oct 26, 2016 · Amount on Record
Prior Sale	Oct 1, 1998
Deed Document Number	2016228524
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	100 E MAIN ST, WESTCLIFFE, CO 81252
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229189
Date	Feb 14, 2017
Instrument	229189

Lender

Name	FIRST STATE BANK OF COLORADO
Type	Bank
Address	WESTCLIFFE, CO 81252

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	100 E MAIN ST, WESTCLIFFE, CO 81252
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000595/320
Date	Nov 21, 2007
Book Page	595/320
Instrument	00209153

Lender

Name	COLORADO MOUNTAIN BANK
Address	WESTCLIFFE, CO 81252

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 16, 2010

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	100 E MAIN ST, WESTCLIFFE, CO 81252
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228577
Date	Nov 1, 2016
Instrument	228577

Lender

Name	FIRST STATE BANK OF COLORADO
Type	Bank
Address	WESTCLIFFE, CO 81252

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Oct 26, 2016
Property Address	100 E MAIN ST, WESTCLIFFE, CO 81252
Document Number	0000228524
Instrument Date	Oct 19, 2016
Instrument	228524
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RIDGE RD, WESTCLIFFE, CO 81252-8792

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Custer County
Municipality	Silver Cliff Town
Unified School District	Custer County School District C-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,332.00 (+12.23%)	$62,330 (-2.53%)	$230,870 (+21.74%)
2023	$3,860.00 (-2.5%)	$63,950 (+16.27%)
2022	$3,959.00	$55,000 Land $5,800 Building $49,200	$189,639 Land $20,000 Building $169,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND MOUNTAIN WSD serves 1,950 people · EPA ID CO0114500
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Hilltop Broadband Fixed Wireless	50 / 15
Visionary Broadband Fixed Wireless	25 / 3

May also be available: AT&T.

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