100 Lloyd St, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 100 Lloyd St, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1941
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2022)
Tax Bill	$10,920 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05 00327-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`05 00327-0000-00016`
Alternative APNs	`05-00327-0000-00016-01` `050032700016` `00008792`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	120 ft deep x 202 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	100 LLOYD ST
City	EDISON
State	NJ
Zip	08817-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	0.98 AC
Legal Subdivision	NEW BRUNSWICK HEIGHTS ADD #1
Legal Block	327
Legal Lot Number	16.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1010
Census Tract	1803

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 LLOYD ST, EDISON, NJ 08817-5234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 13, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	May 12, 1989 · Amount on Record
Deed Document Number	202288275
Deed Book / Page	19062 / 1956
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	100 LLOYD ST, EDISON, NJ 08817-5234
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 LLOYD ST, EDISON, NJ 08817-5234

Mortgage

Document Number	0000019933
Date	Mar 27, 2026
Book Page	19984/1060
Instrument	2026019933

Lender

Name	LUMINATE BANK
Type	Bank
Address	ABBOTSFORD, WI 54405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	100 LLOYD ST, EDISON, NJ 08817-5234
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000601
Date	Jan 3, 2024
Book Page	19373/338
Instrument	2024000601

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	100 LLOYD ST, EDISON, NJ 08817-5234
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034753
Date	Jun 19, 2023
Book Page	19232/172
Instrument	2023034753

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 13, 2022
Property Address	100 LLOYD ST, EDISON, NJ 08817-5234
Document Number	0000088275
Book / Page	19062 / 1956
Instrument Date	Sep 30, 2022
Instrument	2022088275
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	NOT AVAILABLE, CLOSEPOINT USA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,409.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 PHILIP LN, 236, EPHRATA, PA 17522-9704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 LLOYD ST, EDISON, NJ 08817-5234

Mortgage

Document Number	0000088276
Date	Oct 13, 2022
Instrument	2022088276

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,500 (-) Land $139,700 Building $43,800	$183,500 (-) Land $139,700 Building $43,800
2025	$10,920.00 (-0.04%)	$183,500 (-) Land $139,700 Building $43,800	$183,500 (-) Land $139,700 Building $43,800
2024	$10,924.00 (+0.52%)
2023		$183,500 Land $139,700 Building $43,800	$183,500 Land $139,700 Building $43,800
2022	$10,868.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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