Madison County property record for 100 Lake St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,121 sqft |
| Owner | Individual Name on Record |
| Last Sale | $171,000 (Aug 2023) |
| Tax Bill | $2,038 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | B010-0007-0011 |
| Primary APN | B010-0007-0011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,121 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Account Number | 54647 |
|---|---|
| Street Address | 100 LAKE ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER LAKES ADDT LOT 1 & 2 BLK B |
| Legal Subdivision | WALTER LAKES ADD |
| Legal Block | B |
| Legal Lot Number | 1,2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11303 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 100 LAKE ST, BEREA, KY 40403-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on Record |
| Deed Sale | Aug 16, 2023 · Amount on Record |
| Deed Document Number | 2014161733 |
| Deed Book / Page | D842 / 202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 16, 2023 |
| Property Address | 100 LAKE ST, BEREA, KY 40403-1723 |
| Document Number | 00D842/202 |
| Book / Page | D842 / 202 |
| Map Reference | MB 1 PG 170 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2014161733 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4065 PALMETTO DR, LEXINGTON, KY 40513-1344 |
| Name | Verified Name |
|---|---|
| Address | 4065 PALMETTO DR, LEXINGTON, KY 40513-1344 |
| Document Number | 2014161736 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2014161736 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0M2253/217 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | M2253/217 |
| Instrument | 2014161752 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Sep 1, 2033 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,038.00 (+289.67%) Additional exemption filed | $171,000 (+327.5%) | $171,000 (+327.5%) |
| 2023 | $523.00 (-20.64%) | $40,000 (-23.08%) | $40,000 (-23.08%) |
| 2022 | $659.00 | $52,000 | $52,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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