100 Jack Rd, Palatka, FL 32177 Property Records

Putnam County property record for 100 Jack Rd, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,359 sqft · built 2006
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2025)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-08-26-0000-0081-0090`

Property Details

APN / Parcel Number

Primary APN	`24-08-26-0000-0081-0090`
Alternative APN	`69765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,359 sqft Living Area
Gross Area	1,711 sqft
1st Floor Area	1,359 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Lot Area	67,082 sqft (1.54 acres)
Garage Type	Attached
Garage Area	352 sqft
Porch	Finished/Open Porch
Porch Area	95 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	69765
Street Address	100 JACK RD
City	PALATKA
State	FL
Zip	32177-6953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NE1/4 OF SE1/4 OR393 P1195 (PARCEL 1 FOREST PARK EST UNRECORDED)(LOT H BOSTWICK NORTH)
Legal Range	26E
Legal Township	08S
Legal Section	24
Legal Subdivision	BOSTWICK NORTH
Legal Lot Number	H
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	3
Census Block	3004
Census Tract	950100

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 JACK RD, PALATKA, FL 32177-6953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 22, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 12, 2018	Loan Modification, Mortgage · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Jun 28, 2022 · Amount on Record
Deed Document Number	202520238
Deed Book / Page	1822 / 352
Prior Transfer Date	Mar 1, 2006
Prior Transfer Doc	0010860933
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	100 JACK RD, PALATKA, FL 32177-6953
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 JACK RD, PALATKA, FL 32177-6953

Mortgage

Document Number	0016521447
Date	Jan 21, 2022
Book Page	1652/1447
Instrument	202254001574

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Aug 1, 2048

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 22, 2025
Property Address	100 JACK RD, PALATKA, FL 32177-6953
Document Number	0018220352
Book / Page	1822 / 352
Instrument Date	Jul 14, 2025
Instrument	202554020238
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4025 SILVER LAKE DR, PALATKA, FL 32177-7887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 JACK RD, PALATKA, FL 32177-6953

Mortgage

Document Number	0001822354
Date	Jul 22, 2025
Instrument	1822/354

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 28, 2022
Property Address	100 JACK RD, PALATKA, FL 32177-6953
Document Number	0016741866
Book / Page	1674 / 1866
Instrument Date	Jun 27, 2022
Instrument	202254016122
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 JACK RD, PALATKA, FL 32177-6953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 JACK RD, PALATKA, FL 32177-6953

Mortgage

Document Number	0016741869
Date	Jun 28, 2022
Instrument	1674/1869

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM FL
Property Address	100 JACK RD, PALATKA, FL 32177-6953
Document Number	0015431951
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 JACK RD PALATKA FL 321776953, PALATKA, FL 32177-6953

Mortgage

Document Number	0015431951
Date	Jun 3, 2019
Book Page	001543/001951
Instrument	54009733

Lender

Name	HOME PT FIN'L

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,406.00 (-15.17%)	$223,510 (-2.81%) Land $24,640 Building $198,870	$223,510 (-2.81%) Land $24,640 Building $198,870
2023	$4,015.00 (+138.14%)	$229,970 (+76.45%)	$229,970 (+21.05%) Land $24,640 Building $205,330
2022	$1,686.00 Homeowner's exemption	$130,330	$189,980 Land $15,400 Building $174,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: T-Mobile.

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