100 Huge Oak St, Bertram, TX 78605 Property Records

Burnet County property record for 100 Huge Oak St, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,392 sqft · built 1985
Lot Size	0.446 acres (19,422 sqft)
Owner	2 Individual Names on File
Last Sale	$473,812 (Feb 2023)
Tax Bill	$6,320 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03925-0200-00013-000`

Property Details

APN / Parcel Number

Primary APN	`03925-0200-00013-000`
Alternative APN	`11480`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,392 sqft Living Area
Gross Area	2,854 sqft
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Roof Type	Gable
Lot Area	19,422 sqft (0.446 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Patio Area	600 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	100 HUGE OAK ST
City	BERTRAM
State	TX
Zip	78605-4520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3925 COUNTRYSIDE OAKS LOT 13, SEC 2
Legal Subdivision	COUNTRYSIDE OAKS
Legal Block	1
Legal Lot Number	13
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

100 Huge Oak St is owned and occupied by two individuals who bought it in February 2023.

Source: Burnet County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 HUGE OAK ST, BERTRAM, TX 78605-4520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Vendor's Lien, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 4, 2020	Vendor's Lien, Transfer · Conventional Mortgage WILLOW BEND MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Aug 4, 2020 · Amount on File
Deed Document Number	20231477
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0202009436
Record Updated	Oct 29, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Feb 16, 2023
Property Address	100 HUGE OAK ST, BERTRAM, TX 78605-4520
Document Number	0202301477
Map Reference	CAB 1 SL 197A&197B
Instrument Date	Feb 15, 2023
Instrument	202301477
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HUGE OAK ST, BERTRAM, TX 78605-4520

Mortgage

Document Number	0202301478
Date	Feb 16, 2023
Instrument	202301478

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Aug 4, 2020
Property Address	100 HUGE OAK ST, BERTRAM, TX 78605-4520
Document Number	0202009436
Map Reference	CAB 1 SL 197A&197B
Instrument Date	Jul 31, 2020
Instrument	202009436
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HUGE OAK ST, BERTRAM, TX 78605-4520

Mortgage

Document Number	0202009437
Date	Aug 4, 2020
Instrument	202009437

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 100 Huge Oak St was $6,320 with exemptions applied, down 13.2% from the year before.

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,131 (-) Land $25,000 Building $436,131	$461,131 (-) Land $25,000 Building $436,131
2025	$6,320.00 (-13.15%) Homeowner's exemption Senior Citizen's exemption	$461,131 Land $25,000 Building $436,131	$461,131 Land $25,000 Building $436,131
2024	$7,277.00 (-16.38%)
2023	$8,702.00	$528,198 Land $25,000 Building $503,198	$528,198 Land $25,000 Building $503,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Huge Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Huge Oak St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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