100 Highland Dr, Bardstown, KY 40004 Property Records

Nelson County property record for 100 Highland Dr, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1997
Lot Size	0.629 acres (27,417 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jun 2025)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`32S00-02-022`

Property Details

APN / Parcel Number

Primary APN	`32S00-02-022`
Alternative APNs	`131095` `84193`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,417 sqft (0.629 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	131095
Street Address	100 HIGHLAND DR
City	BARDSTOWN
State	KY
Zip	40004-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WEST HIGHLAND -LOT 3 PC1-213,228&258
Legal Subdivision	WEST HIGHLAND
Legal Lot Number	3
Jurisdiction	NELSON KY
Township / Civil Division	COXS CREEK
Census Block Group	1
Census Block	1007
Census Tract	930201

Owner

100 Highland Dr is owned by two individuals who bought it in June 2025.

Source: Nelson County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 BERKLEY LN, FRANKFORT, KY 40601-8788
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Nov 21, 2007	Deed of Trust, Mortgage SOUTH CENTRAL BANK OF BOWLING GREEN INC
Oct 18, 2012	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA
May 15, 2007	Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK
Jun 9, 2025	Deed, Transfer · FHA Mortgage US BANK NA
Nov 27, 2024	Intrafamily Transfer, Transfer
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	20253544
Deed Book / Page	612 / 480
Prior Transfer Date	Nov 14, 2024
Prior Transfer Doc	00D607/458
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1276/296
Date	Oct 8, 2020
Book Page	M1276/296
Instrument	2020011403

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M808/224
Date	Nov 21, 2007
Book Page	M808/224
Instrument	230552

Lender

Name	SOUTH CENTRAL BANK OF BOWLING GREEN INC
Address	BOWLING GREEN, KY 42101

Agreement

Amount	Amount on Record
Term	13 Months
Due	Nov 30, 2008

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	CHICAGO TITLE SERVICELINK DIV, CHICAGO TITLE SERVICELINK DI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M981/627
Date	Oct 18, 2012
Book Page	M981/627
Instrument	2012019319

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2042

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M785/198
Date	May 15, 2007
Book Page	M785/198
Instrument	224506

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	BOWLING GREEN, KY 42101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	5 Months
Due	Oct 30, 2007

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Jun 9, 2025
Property Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020
Document Number	00D612/480
Book / Page	D612 / 480
Map Reference	CAB 1 SL 258
Instrument Date	Jun 6, 2025
Instrument	2025003544
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 GARDEN DR, BARDSTOWN, KY 40004-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020

Mortgage

Document Number	2025003545
Date	Jun 9, 2025
Instrument	2025003545

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NELSON KY
Recording Date	Nov 27, 2024
Property Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020
Document Number	00D607/458
Book / Page	D607 / 458
Map Reference	CAB 1 SL 258
Instrument Date	Nov 1, 2024
Instrument	2024011770
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Aug 15, 2018
Property Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020
Document Number	00D541/120
Book / Page	D541 / 120
Map Reference	CAB1 SL258
Instrument Date	Aug 9, 2018
Instrument	2018009978
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	EXETER TITLE COMPANY, EXECUTIVE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HIGHLAND DR, BARDSTOWN, KY 40004-9020

Mortgage

Document Number	2018009979
Date	Aug 15, 2018
Instrument	2018009979

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 100 Highland Dr was $1,772.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 Homeowner's exemption	$172,900 (-) Building $172,900	$172,900 (-) Building $172,900
2024		$172,900 (-)	$172,900 (-)
2023	$1,404.00 Homeowner's exemption	$172,900	$172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Highland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Highland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH NELSON WATER DISTRICT serves 13,365 people · EPA ID KY0900323
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Bardstown Connect.

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