100 HCR 3315, Hubbard, TX 76648 Property Records

Hill County property record for 100 HCR 3315, Hubbard, TX 76648

Property Summary

Property Type	Rural Home
Details	960 sqft
Lot Size	28.1 acres (1,227,085 sqft)
Owner	2 Individual Names on File
Tax Bill	$171 (2026)
Deeds & Mortgages	Jul 2015 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16503-17503-00000-013010`

Property Details

APN / Parcel Number

Primary APN	`16503-17503-00000-013010`
Alternative APN	`221539`

Interior

Building Area	960 sqft Living Area

Exterior

Lot Area	1,227,085 sqft (28.1 acres)

Location & Zoning

Account Number	16503-17503-00000-013010
Street Address	100 HCR 3315
City	HUBBARD
State	TX
Zip	76648-4512
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COTTONWOOD RANCH #3 LT 13A 28.17 AC
Legal Subdivision	COTTONWOOD RANCH
Legal Lot Number	13A
Jurisdiction	HILL TX
Township / Civil Division	MALONE-PENELOPE
Census Block Group	3
Census Block	3093
Census Tract	961400

Owner

100 HCR 3315, a rural home, is owned and occupied by two individuals.

Source: Hill County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 HCR 3315, HUBBARD, TX 76648-4512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2015	Deed of Trust, Mortgage MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL
Feb 12, 2019	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	100 HCR 3315, HUBBARD, TX 76648-4512
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001833/688
Date	Jul 9, 2015
Book Page	1833/688
Instrument	00074554

Lender

Name	MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL
Type	Private Party
Address	WACO, TX 76702

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 7, 2030

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Feb 12, 2019
Property Address	100 HCR 3315, HUBBARD, TX 76648-4512
Document Number	001989/437
Book / Page	1989 / 437
Map Reference	SL AB-167
Instrument Date	Feb 8, 2019
Instrument	00102524
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HCR 3315, HUBBARD, TX 76648-4512

Mortgage

Document Number	0000102525
Date	Feb 12, 2019
Instrument	00102525

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 100 HCR 3315 was $171 with a homeowner's exemption, up 180.3% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Penelope Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$171.00 (+180.33%)	$12,040 (-95.73%)	$281,700 (-) Land $281,700
2025	$61.00 Homeowner's exemption	$281,700 Land $281,700	$281,700 Land $281,700
2023		$1,970	$225,260 Land $225,260
2022	$10.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 HCR 3315 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 HCR 3315 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POST OAK SUD serves 3,117 people · EPA ID TX1090030
Water Source	Purchased surface water from CITY OF DAWSON
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
AMA TechTel Communications Fixed Wireless	75 / 20
Rise Broadband Fixed Wireless	50 / 10
Backroads Broadband Fixed Wireless	25 / 5

May also be available: Windstream.

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