Putnam County property record for 100 Harper Pl, Satsuma, FL 32189
| Property Type | Mobile Home |
|---|---|
| Details | 1,512 sqft · built 1999 |
| Lot Size | 2.07 acres (90,605 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Oct 2025) |
| Tax Bill | $771 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-11-26-8231-038.0-017.0 |
| Primary APN | 39-11-26-8231-038.0-017.0 |
|---|---|
| Alternative APN |
|
| Building Area | 1,512 sqft Living Area |
|---|---|
| 1st Floor Area | 1,512 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Lot Area | 90,605 sqft (2.07 acres) |
| Porch | Porch |
| Porch Area | 190 sqft |
| Deck Area | 64 sqft |
| Account Number | 55957 |
|---|---|
| Street Address | 100 HARPER PL |
| City | SATSUMA |
| State | FL |
| Zip | 32189-2966 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | ST JOHNS RIVERSIDE ESTATES, HI |
| Legal Range | 26E |
| Legal Township | 11S |
| Legal Section | 39 |
| Legal Subdivision | RIVERSIDE |
| Legal Block | 38 |
| Legal Lot Number | 17 18 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 951200 |
100 Harper Pl, a mobile home, is owned and occupied by an individual who bought it in October 2025.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 100 HARPER PL, SATSUMA, FL 32189-2966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2025 | Deed of Trust, Mortgage · Balloon Mortgage NICHOLE CUMMINGS |
| Oct 2, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on File |
| Deed Sale | Oct 2, 2025 · Amount on File |
| Deed Document Number | 202554027682 |
| Deed Book / Page | 1833 / 1938 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 100 HARPER PL, SATSUMA, FL 32189-2966 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 100 HARPER PL, SATSUMA, FL 32189-2966 |
| Document Number | 0018161784 |
|---|---|
| Date | Jun 18, 2025 |
| Book Page | 1816/1784 |
| Instrument | 202554016869 |
| Name | NICHOLE CUMMINGS |
|---|---|
| Type | Private Party |
| Address | 130 OLD BRICK RD, EAST PALATKA, FL 32131 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Oct 2, 2025 |
| Property Address | 100 HARPER PL, SATSUMA, FL 32189-2966 |
| Document Number | 0018331938 |
| Book / Page | 1833 / 1938 |
| Map Reference | MB 5 PG 43 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 202554027682 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 DOVE ST, SAINT AUGUSTINE, FL 32084-3988 |
| Name | Verified Name |
|---|---|
| Address | 100 HARPER PL, SATSUMA, FL 32189-2966 |
| Document Number | 0018331940 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 1833/1940 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 100 Harper Pl was $771 with a senior citizen's exemption, up 12.7% from the year before.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $771.00 (+12.72%) Senior Citizen's exemption | $67,740 (+2.89%) | $132,190 (-10.03%) Land $37,440 Building $94,750 |
| 2024 | $684.00 (+2.4%) Senior Citizen's exemption | $65,840 (+2.99%) | $146,920 (+14.41%) Land $37,440 Building $109,480 |
| 2023 | $668.00 (+3.41%) Senior Citizen's exemption | $63,930 (+3%) | $128,410 (+23.45%) Land $24,960 Building $103,450 |
| 2022 | $646.00 Senior Citizen's exemption | $62,070 | $104,020 Land $16,640 Building $87,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 100 Harper Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1999–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Harper Pl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RODEHEAVER BOYS RANCH private · serves 45 people · EPA ID FL2540974 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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