100 Gray Rdg, Morehead, KY 40351 Property Records

Elliott County property record for 100 Gray Rdg, Morehead, KY 40351

Property Summary

Property Type	Rural Home
Details	1,945 sqft
Lot Size	25 acres (1,089,000 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2019)
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-00-00-021.00`

Property Details

APN / Parcel Number

Primary APN	`007-00-00-021.00`

Interior

Stories	1 Story
Building Area	1,945 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Metal
Lot Area	1,089,000 sqft (25 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	100 GRAY RDG
City	MOREHEAD
State	KY
Zip	40351-9427
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RESIDENTIAL
Legal Description	25 ACRES & RESIDENCE
Jurisdiction	ELLIOTT KY
Township / Civil Division	SANDY HOOK
Census Block Group	1
Census Block	1037
Census Tract	920102

Owner

Source: Elliott County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	100 GRAY RDG, MOREHEAD, KY 40351-9427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Document Number	13249
Deed Book / Page	D125 / 251
Record Updated	Jun 8, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIOTT KY
Recording Date	Oct 16, 2019
Property Address	100 GRAY RDG, MOREHEAD, KY 40351-9427
Document Number	00D125/251
Book / Page	D125 / 251
Instrument Date	Oct 11, 2019
Instrument	13249
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 GRAY RDG, 100, MOREHEAD, KY 40351-9427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	100 GRAY RDG, MOREHEAD, KY 40351-9427

Mortgage

Document Number	0000013250
Date	Oct 16, 2019
Instrument	13250

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Elliott County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Elliott County
Unified School District	Elliott County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00 (-22.02%) Homeowner's exemption Disabled Person's exemption	$170,352 (-) Land $18,352 Building $152,000	$190,000 (-)
2023	$1,644.00	$170,352 Land $18,352 Building $152,000	$190,000 Land $38,000 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 5, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Rural Telephone Cooperative Fiber	2,000 / 2,000

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