100 Gibson Rd, Richlawn (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 100 Gibson Rd, Richlawn, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,897 sqft · built 1957
Lot Size	0.253 acres (10,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Jul 2026)
Tax Bill	$5,503 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21032200700000`

Property Details

APN / Parcel Number

Primary APN	`21032200700000`
Alternative APNs	`032200700000` `00057449`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,897 sqft Finished Area
Basement Area	1,262 sqft
Finished Basement	450 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,999 sqft (0.253 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00057449
Street Address	100 GIBSON RD
City	LOUISVILLE
State	KY
Zip	40207-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 16 & EAST 25 FT LOT15 RICHLAWN SUB BLK F PB 8 PG 43 0.2525 AC
Legal Subdivision	RICHLAWN
Legal Block	F
Legal Lot Number	1616
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	3
Census Block	3015
Census Tract	9900

Owner

Source: Louisville/Jefferson County Metro Government records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 GIBSON RD, LOUISVILLE, KY 40207-3912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST COMPANY
Oct 4, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 20, 2020	Warranty Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	202691970
Deed Book / Page	13381 / 529
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	0000227080
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 28, 2026
Property Address	100 GIBSON RD, LOUISVILLE, KY 40207-3912
Document Number	0000091970
Book / Page	13381 / 529
Instrument Date	Jul 23, 2026
Instrument	202691970
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	100 GIBSON RD, LOUISVILLE, KY 40207-3912

Mortgage

Document Number	0000091971,
Date	Jul 28, 2026
Book Page	19905/199
Instrument	202691971

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 4, 2022
Property Address	100 GIBSON RD, RICHLAWN, KY 40207-3912
Document Number	0000227080
Book / Page	D 12468 / 695
Map Reference	MB 50 PG 46&47
Instrument Date	Oct 3, 2022
Instrument	2022227080
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$210.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8010 WILLIAMSGATE CIR, CRESTWOOD, KY 40014-7012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 GIBSON RD, LOUISVILLE, KY 40207-3912

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 20, 2020
Property Address	100 GIBSON RD, RICHLAWN, KY 40207-3912
Document Number	0118510579
Book / Page	011851 / 000579
Instrument Date	Nov 20, 2020
Instrument	250808
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 GIBSON RD LOUISVILLE KY 402073912, LOUISVILLE, KY 40207-3912

Mortgage

Document Number	169650365
Date	Nov 20, 2020
Book Page	016965/000365
Instrument	250809

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Richlawn City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,503.00 (+36.96%)	$488,750 (+39.64%) Land $81,000 Building $407,750
2024			$488,750 (+39.64%) Land $81,000 Building $407,750
2023	$4,018.00 (-0.35%)	$350,000 (-) Land $70,200 Building $279,800	$350,000 (-) Land $70,200 Building $279,800
2022	$4,032.00	$350,000 Land $70,200 Building $279,800	$350,000 Land $70,200 Building $279,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: BluegrassNet.

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