100 Georgia Cir, Opp, AL 36467 Property Records

Covington County property record for 100 Georgia Cir, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,786 sqft · built 1962
Lot Size	0.371 acres (16,197 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2021)
Tax Bill	$1,073 (2022)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-28-1-104-002.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-28-1-104-002.000`
Alternative APNs	`11082811040020000` `1108281104002000` `23419118`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,678 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,197 sqft (0.371 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23419118
Street Address	100 GEORGIA CIR
City	OPP
State	AL
Zip	36467-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2022/26306 JSD 12/20/2022 BEG @ SW COR LOT 2 WILKINSON SUB SE4 OF NE4 SEC 28 T4N R18E TH S-100.2' ALG E R/W GEORGIA
Legal Range	18E
Legal Township	04N
Legal Section	28
Legal Subdivision	WILKINSON
Legal Lot Number	2
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	3
Census Block	3034
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 GEORGIA CIR, OPP, AL 36467-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 24, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 2, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Apr 7, 2021 · Amount on Record
Deed Book / Page	2021 / 18138
Last Transfer Date	Dec 20, 2022
Transfer Doc	2022026306
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	100 GEORGIA CIR, OPP, AL 36467-1809
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 GEORGIA CIR, OPP, AL 36467-1809

Mortgage

Document Number	2023/10377
Date	Jun 14, 2023
Book Page	2023/10377

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	100 GEORGIA CIR, OPP, AL 36467-1809
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/10885
Date	Jun 24, 2019
Book Page	2019/10885

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Aug 2, 2021
Property Address	100 GEORGIA CIR, OPP, AL 36467-1809
Document Number	2021/18138
Book / Page	2021 / 18138
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 W HART AVE, OPP, AL 36467-1922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	203 E PARK AVE, OPP, AL 36467-2138

Mortgage

Document Number	0202118140
Date	Aug 2, 2021
Instrument	2021/18140

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$36,520 (+155.71%) Land $720 Building $35,800	$182,600 (+27.85%) Land $3,600 Building $179,000
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$14,282 (+3.82%) Land $310 Building $13,972	$142,820 (+3.82%) Land $3,100 Building $139,720
2022	$1,073.00	$13,756 Land $290 Building $13,466	$137,560 Land $2,900 Building $134,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: C Spire Wireless.

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