100 Gardner St, Hickory, NC 28601 Property Records

Burke County property record for 100 Gardner St, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1926
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Sep 2026)
Tax Bill	$476 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2774843283`

Property Details

APN / Parcel Number

Primary APN	`2774843283`
Alternative APN	`26564`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
1st Floor Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Shed	1 Shed
Shed Area	192 sqft
Lean-To	128 sqft
Pole Barn	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	100 GARDNER ST
City	HICKORY
State	NC
Zip	28601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO ZONING
Legal Description	100 GARDNER ST HICKORY, NC 28601
Legal Subdivision	PROPERTY OF PACIFIC MILLS SEC 6
Jurisdiction	BURKE NC
Township / Civil Division	ICARD
Census Block Group	1
Census Block	1023
Census Tract	21000

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 GARDNER ST, HICKORY, NC 28601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 4, 2026	Warranty Deed, Transfer · Line of Credit HELENS GARDEN LLC
Apr 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	Feb 4, 2026 · Amount on Record
Deed Document Number	202626008401
Deed Book / Page	2895 / 208
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 3, 2026
Property Address	100 GARDNER ST, HICKORY, NC 28601
Document Number	0026008401
Book / Page	2895 / 208
Instrument Date	Aug 27, 2026
Instrument	202626008401
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38,986.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 GARDNER ST, HICKORY, NC 28601

Mortgage

Document Number	0000008402,
Date	Sep 3, 2026
Instrument	20268402

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0026008403,
Date	Sep 3, 2026
Book Page	2895/233
Instrument	202626008403

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 4, 2026
Property Address	100 GARDNER ST, HICKORY, NC 28601
Document Number	0028520877
Book / Page	2852 / 877
Map Reference	MB 3 PG 92
Instrument Date	Feb 3, 2026
Instrument	2026000916
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Tax	$72.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9074 BOWMAN LOWMAN AVE, HICKORY, NC 28601-7109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1619 WHIPPOORWILL LN, MORGANTON, NC 28655-7824

Mortgage

Document Number	2026000917
Date	Feb 4, 2026
Instrument	2026000917

Lender

Name	HELENS GARDEN LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 5, 2022
Property Address	100 GARDNER ST, HICKORY, NC 28601
Document Number	0026140603
Book / Page	2614 / 603
Map Reference	MB 3 PG 92
Instrument Date	Mar 16, 2022
Instrument	2021019509
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 MOSS FARM RD, 2110, HICKORY, NC 28602-8312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9074 BOWMAN LOWMAN AVE, HICKORY, NC 28601-7109

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Rhodhiss Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$476.00 (+1.06%)	$35,149 (-) Land $6,240 Building $28,909	$35,149 (-) Land $6,240 Building $28,909
2025	$471.00 (+0.43%)	$35,149 (-) Land $6,240 Building $28,909	$35,149 (-) Land $6,240 Building $28,909
2023	$469.00	$35,149 Land $6,240 Building $28,909	$35,149 Land $6,240 Building $28,909

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RHODHISS serves 867 people · EPA ID NC0114035
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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