100 Flat Iron Trl, Troy, MT 59935 Property Records

Lincoln County property record for 100 Flat Iron Trl, Troy, MT 59935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2018
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$196,900 (Aug 2018)
Tax Bill	$2,077 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Mortgage
APN	`R821700`

Property Details

APN / Parcel Number

Primary APN	`R821700`
Alternative APNs	`56-4281-18-4-01-30-0000` `0000018051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	36,590 sqft (0.84 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	448 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000018051
Street Address	100 FLAT IRON TRL
City	TROY
State	MT
Zip	59935-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAT IRON, S18, T31 N, R33 W, ACRES 1.18, LOT 2 PM 7179
Legal Range	33W
Legal Township	31N
Legal Section	18
Legal Subdivision	FLAT IRON
Legal Lot Number	2
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	1
Census Block	1073
Census Tract	500

Owner

100 Flat Iron Trl is owned and occupied by an individual who bought it in August 2018.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	100 FLAT IRON TRL, TROY, MT 59935-9003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN COUNTY CU
Aug 20, 2018	Warranty Deed, Transfer · ARM GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Deed Document Number	2018275600
Deed Book / Page	373 / 475
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	100 FLAT IRON TRL, TROY, MT 59935-9003
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	388/740
Date	Mar 30, 2021
Book Page	388/740
Instrument	292129

Lender

Name	LINCOLN COUNTY CU
Type	Credit Union
Address	LIBBY, MT 59923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Aug 20, 2018
Property Address	100 FLAT IRON TRL, TROY, MT 59935-9003
Document Number	373/475
Book / Page	373 / 475
Map Reference	PL 7179
Instrument Date	Aug 15, 2018
Instrument	275600
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 701, TROY, MT 59935-0701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 NORTHWOOD AVE, LIBBY, MT 59923-9321

Mortgage

Document Number	275601
Date	Aug 20, 2018
Instrument	275601

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.55%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.55%
Index	1-Year CMT
Margin	3
Max Rate	9.55%

Tax Assessment & Valuation

The 2026 property tax bill for 100 Flat Iron Trl was $2,077.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Troy City
Elementary School District	Troy Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,077.00	$409,900
2025			$409,900 Land $69,188 Building $340,712
2023	$3,943.00	$365,100	$365,100 Land $42,100 Building $323,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 100 Flat Iron Trl; there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1997)
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Flat Iron Trl is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 48% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Fiber	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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