Putnam County and Carmel Town property record for 100 Fair St, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,033 sqft · built 1953 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $790,000 (Apr 2026) |
| Tax Bill | $17,485 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 44.15-1-30 |
| Primary APN | 372000 44.15-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,033 sqft Living Area |
| Gross Area | 3,711 sqft |
| 1st Floor Area | 1,693 sqft |
| 2nd Floor Area | 1,340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 55,321 sqft (1.27 acres) |
| Lot Width | 377 ft Width |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 333500 |
|---|---|
| Street Address | 100 FAIR ST |
| City | CARMEL |
| State | NY |
| Zip | 10512-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 30.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11501 |
100 Fair St is owned by an individual who bought it in April 2026.
Source: Putnam County and Carmel Town records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 269 BIRCHWOOD RD, NEW MILFORD, NJ 07646-2513 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ACCREDITED HOME LENDERS INC |
| Apr 28, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage MUNICIPAL CREDIT UNION |
| Apr 28, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage MUNICIPAL CREDIT UNION |
| Apr 11, 2006 | Deed of Trust, Mortgage ACCREDITED HM LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on File |
| Deed Sale | Apr 28, 2026 · Amount on File |
| Prior Sale | Jan 7, 2025 · Amount on File |
| Deed Document Number | 20262761 |
| Deed Book / Page | 2440 / 263 |
| Prior Transfer Date | Feb 24, 2006 |
| Prior Transfer Doc | 0017370142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 100 FAIR ST, CARMEL, NY 10512-1503 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0072700195 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 7270/195 |
| Instrument | 1777-2021 |
| Name | ACCREDITED HOME LENDERS INC |
|---|---|
| Type | Subprime Lender |
| Address | SAN DIEGO, CA 92128 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 28, 2026 |
| Property Address | 100 FAIR ST, CARMEL, NY 10512-1503 |
| Document Number | 0000002761 |
| Book / Page | 2440 / 263 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 2026.2761 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319,160.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 269 BIRCHWOOD RD, NEW MILFORD, NJ 07646-2513 |
| Document Number | 0000002762, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..2762 |
| Name | MUNICIPAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 28, 2026 |
| Property Address | 100 FAIR ST, CARMEL, NY 10512-1503 |
| Document Number | 0024400263 |
| Book / Page | 2440 / 263 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 20262761 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319,160.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 269 BIRCHWOOD RD, NEW MILFORD, NJ 07646-2513 |
| Document Number | 0000002762, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20262762 |
| Name | MUNICIPAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 100 FAIR ST, CARMEL, NY 10512-1503 |
| Document Number | 0071330259 |
| Instrument Date | Apr 11, 2006 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | TITLE SEARCH USA |
| Name | Verified Name |
|---|---|
| Address | 100 FAIR ST CARMEL NY 105121503, CARMEL, NY 10512-1503 |
| Document Number | 0071330259 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 007133/000259 |
| Instrument | 6434 |
| Name | ACCREDITED HM LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92128 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 17, 2035 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $607,500 (+6.99%) Land $103,400 Building $504,100 | $607,500 (+6.99%) Land $103,400 Building $504,100 | |
| 2024 | $17,485.00 | $567,800 (+6.95%) Land $103,400 Building $464,400 | $567,800 (+6.95%) Land $103,400 Building $464,400 |
| 2023 | $530,900 (+11%) Land $94,900 Building $436,000 | $530,900 (+11%) Land $94,900 Building $436,000 | |
| 2022 | $478,300 Land $94,900 Building $383,400 | $478,300 Land $94,900 Building $383,400 | |
| 2020 | $5,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Fair St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Fair St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures