100 Explorer Dr, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 100 Explorer Dr, Saunderstown, RI 02874

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,865 sqft · built 2023
Lot Size	0.945 acres (41,149 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,320 (Dec 2023)
Tax Bill	$11,898 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NKIN M:054 B:096`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:054 B:096`
Alternative APNs	`78014` `80371` `81316`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,865 sqft Living Area
Gross Area	5,005 sqft
Basement Area	1,202 sqft
Unfinished Basement	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,149 sqft (0.945 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	81316
Street Address	100 EXPLORER DR
City	SAUNDERSTOWN
State	RI
Zip	02874-1992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VRC
Legal Block	96
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	2
Census Block	2037
Census Tract	50401

Owner

Source: North Kingstown Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 EXPLORER DR, SAUNDERSTOWN, RI 02874-1992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST MORTGAGE COMPANY
Jan 16, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Dec 6, 2023	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY
Dec 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PAWTUCKET CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	20234079
Deed Book / Page	3606 / 86
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	100 EXPLORER DR, SAUNDERSTOWN, RI 02874-1992
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003747-220
Date	Feb 19, 2026
Book Page	3747/220
Instrument	569

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2055

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	100 EXPLORER DR, SAUNDERSTOWN, RI 02874-1992
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003673-274
Date	Jan 16, 2025
Book Page	3673/274
Instrument	156

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2054

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Dec 6, 2023
Property Address	100 EXPLORER DR, SAUNDERSTOWN, RI 02874-1992
Document Number	0003606-86
Book / Page	3606 / 86
Instrument Date	Dec 5, 2023
Instrument	4079
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 EXPOLRER DR, N KINGSTOWN, RI 02852

Mortgage

Document Number	0000004080
Date	Dec 6, 2023
Instrument	4080

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	003606-112
Date	Dec 6, 2023
Book Page	3606/112
Instrument	4081

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Dec 10, 2021
Property Address	100 EXPLORER DR, SAUNDERSTOWN, RI 02874-1992
Document Number	003471-293
Book / Page	3471 / 293
Instrument Date	Dec 10, 2021
Instrument	7673
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 VETERANS WAY, N ATTLEBORO, MA 02760-6555

Mortgage

Document Number	0000007674
Date	Dec 10, 2021
Instrument	7674

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2023
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,898.00 (+289.21%)	$1,077,700 (+405.49%) Land $321,400 Building $756,300
2023	$3,057.00	$213,200 Land $213,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2002–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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