100 Eugene Smith Rd, Rockholds, KY 40759 Property Records

Whitley County property record for 100 Eugene Smith Rd, Rockholds, KY 40759

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$18,500 (Jul 2017)
Tax Bill	$278 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142-00-00-018.07`

Property Details

APN / Parcel Number

Primary APN	`142-00-00-018.07`
Alternative APN	`131753`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Driveway	Gravel Driveway

Location & Zoning

Street Address	100 EUGENE SMITH RD
City	ROCKHOLDS
State	KY
Zip	40759-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1.5 ST FRM HS & 1 AC+- @ ROCKHOLDS
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	1
Census Block	1007
Census Tract	920501

Owner

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	100 EUGENE SMITH RD, ROCKHOLDS, KY 40759-7701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage FIRSTBANK
Jul 7, 2017	Special Warranty Deed, Transfer ALLODIAL TITLE, ALLODIAL TITLE LLC
Apr 7, 2017	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Apr 7, 2017 · Amount on Record
Deed Document Number	2017225585
Deed Book / Page	540 / 301
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	100 EUGENE SMITH RD, ROCKHOLDS, KY 40759-7701
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 EUGENE SMITH RD, ROCKHOLDS, KY 40759-7701

Mortgage

Document Number	000M705/74
Date	Jun 12, 2023
Book Page	M705/74
Instrument	294514

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount Recorded
Term	359 Months
Due	May 19, 2053

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Jul 7, 2017
Property Address	100 EUGENE SMITH RD, ROCKHOLDS, KY 40759-7701
Document Number	000540/301
Book / Page	540 / 301
Instrument Date	Jun 23, 2017
Instrument	225585
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ALLODIAL TITLE, ALLODIAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$18.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5016 PARKWAY PLAZA BLVD STE 200, 5016, CHARLOTTE, NC 28217-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 EUGENE SMITH RD, ROCKHOLDS, KY 40759-7701

April 2017: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	WHITLEY KY
Recording Date	Apr 7, 2017
Property Address	100 EUGENE SMITH RD, ROCKHOLDS, KY 40759-7701
Document Number	000538/947
Book / Page	538 / 947
Instrument Date	Mar 6, 2017
Instrument	224152
Transaction Type	Foreclosure
Record Updated	Mar 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5016 PARKWAY PLAZA BLVD STE 200, 200, CHARLOTTE, NC 28217-1930

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$278.00 (+5.3%)	$35,500 (-)	$35,500 (-)
2023	$264.00	$35,500	$35,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 83% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITLEY CO WATER DISTRICT serves 9,825 people · EPA ID KY1180468
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023 Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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