100 Eltham, Williamsburg, VA 23188 Property Records

James City County property record for 100 Eltham, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,846 sqft · built 1994
Lot Size0.489 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$417,000 (May 2017)
Tax Bill$4,554 (2025)
Deeds & MortgagesJun 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-2 03-0-0245

Property Details

APN / Parcel Number

Primary APN36-2 03-0-0245
Alternative APN
  • 16480

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,846 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialBrick
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area21,344 sqft (0.489 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16480
Street Address100 ELTHAM
CityWILLIAMSBURG
StateVA
Zip23188-7472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4 RESIDENTIAL PLANNED CO
Legal DescriptionL-245 S-3 FORD'S COLONY
Legal SubdivisionFORDS COLONY
Legal Lot Number245
JurisdictionJAMES CITY VA
Township / Civil DivisionPOWHATAN
Census Block Group2
Census Block2011
Census Tract80207

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9633 CAMDEN HILLS AVE, LAS VEGAS, NV 89145-8621
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage · Conventional with PMI
NORTH AMERICAN SVGS BK
May 16, 2017Grant Deed, Transfer · VA Mortgage
OVM FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2017 · Amount on Record
Deed SaleMay 16, 2017 · Amount on Record
Prior SaleJun 27, 2013 · Amount on Record
Deed Document Number170010014
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address100 ELTHAM, WILLIAMSBURG, VA 23188-7472
Document Number0000009086
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 ELTHAM WILLIAMSBURG VA 231887472, WILLIAMSBURG, VA 23188-7472

Mortgage

Document Number0000009086
DateJun 24, 2020
Instrument9086
Lender
NameNORTH AMERICAN SVGS BK
TypeFederal Savings Bank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 23, 2050
Interest
Rate TypeFixed Rate

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJAMES CITY VA
Recording DateMay 16, 2017
Property Address100 ELTHAM, WILLIAMSBURG, VA 23188-7472
Document Number0000010014
Instrument DateMay 2, 2017
Instrument10014
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address100 ELTHAM WILLIAMSBURG VA 231887472, WILLIAMSBURG, VA 23188-7472

Mortgage

Document Number10015
DateMay 16, 2017
Instrument10015
Lender
NameOVM FIN'L
AddressCHESAPEAKE, VA 23320
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2047

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,554.00 (+110.15%)$548,700 (+20.12%) Land $107,900 Building $440,800$548,700 (+20.12%) Land $107,900 Building $440,800
2024$2,167.00 (-42.84%)
2023$3,791.00$456,800 Land $78,900 Building $377,900$456,800 Land $78,900 Building $377,900
2022$3,791.00 (+8.38%)
2019$3,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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