100 Earnest Rd, Cordova, AL 35550 Property Records

Walker County property record for 100 Earnest Rd, Cordova, AL 35550

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1942
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Dec 2018)
Tax Bill	$209 (2025)
Deeds & Mortgages	Apr 2017 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-01-12-0-000-030.000`

Property Details

APN / Parcel Number

Primary APN	`22-01-12-0-000-030.000`
Alternative APNs	`362201120000030.000` `478330`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,012 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	222,156 sqft (5.1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	872 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	478330
Street Address	100 EARNEST RD
City	CORDOVA
State	AL
Zip	35550-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	PT SW SE COMM SE COR TH W ON S LINE 560 BEG TH NW 265 TH W 105 TH NW 210 TO S ROW CO RD 1289 TH SW ON ROW 515 INT CO ROW 1289
Legal Range	07W
Legal Township	15S
Legal Section	12
Jurisdiction	WALKER AL
Township / Civil Division	PARRISH
Census Block Group	4
Census Block	4009
Census Tract	21400

Owner

100 Earnest Rd is owned and occupied by an individual who bought it in December 2018.

Source: Walker County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	100 EARNEST RD, CORDOVA, AL 35550-4618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMPASS BANK
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 26, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Deed Book / Page	2554 / 542
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER AL
Property Address	100 EARNEST RD, CORDOVA, AL 35550-4618
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002495/341
Date	Apr 26, 2017
Book Page	2495/341

Lender

Name	COMPASS BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER AL
Property Address	100 EARNEST RD, CORDOVA, AL 35550-4618
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002658/120
Date	May 25, 2021
Book Page	2658/120

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Dec 26, 2018
Property Address	100 EARNEST RD, CORDOVA, AL 35550-4618
Document Number	002554/542
Book / Page	2554 / 542
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 OLD BANKHEAD HWY, CORDOVA, AL 35550-3702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 EARNEST RD, CORDOVA, AL 35550-4618

Mortgage

Document Number	002556/127
Date	Dec 26, 2018
Book Page	2556/127

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Apr 26, 2017
Property Address	100 EARNEST RD, CORDOVA, AL 35550-4618
Document Number	002494/306
Book / Page	2494 / 306
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 100 Earnest Rd was $209 with a homeowner's exemption, up 13.6% from the year before.

Source: Walker County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$209.00 (+13.59%)	$9,940 (-2.45%)	$111,800 (+9.72%)
2024	$184.00 (+0.55%) Homeowner's exemption	$10,190 (-) Land $2,280 Building $7,910	$101,900 (-) Land $22,800 Building $79,100
2023	$183.00 (+10.24%) Homeowner's exemption	$10,190 (+11%) Land $2,280 Building $7,910	$101,900 (+11%) Land $22,800 Building $79,100
2022	$166.00 Homeowner's exemption	$9,180 Land $1,780 Building $7,400	$91,800 Land $17,800 Building $74,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Earnest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Earnest Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Earnest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures