100 E Union St, Ionia, IA 50645 Property Records

Chickasaw County property record for 100 E Union St, Ionia, IA 50645

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1949
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (May 2025)
Tax Bill$490 (2024)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN19-12-23-1-01-010

Property Details

APN / Parcel Number

Primary APN19-12-23-1-01-010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures1 Plumbing Fixture
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
Basement Area384 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Exterior MaterialMetal
Construction TypeSteel Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions112 ft deep x 126 ft wide
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address100 E UNION ST
CityIONIA
StateIA
Zip50645-7734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 & S 46' LOT 4 BLOCK 11
Legal Block11
Legal Lot Number3,4
JurisdictionCHICKASAW IA
Township / Civil DivisionCHICKASAW
Census Block Group2
Census Block2149
Census Tract70100

Owner

100 E Union St is owned by an individual who bought it in May 2025.

Source: Chickasaw County records, as of September 25, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 142, IONIA, IA 50645-0142
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2025 · Amount on File
Deed SaleMay 28, 2025 · Amount on File
Deed Document Number0020250866
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICKASAW IA
Recording DateSep 9, 2026
Property Address100 E UNION ST, IONIA, IA 50645-7734
Document Number0000001515
Instrument DateSep 4, 2026
Instrument20261515
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address415 W MAIN ST, NEW HAMPTON, IA 50659-1611

Mortgage

Document Number0000001515,
DateSep 9, 2026
Instrument20261515
Lender
NameLUANA SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Chickasaw County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyChickasaw County
MunicipalityIonia City
Unified School DistrictNew Hampton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,800 Land $9,200 Building $31,600$40,800 Land $9,200 Building $31,600
2024$490.00
2023$35,000 Land $9,200 Building $25,800$35,000 Land $9,200 Building $25,800
2022$350.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 100 E Union St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 28, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2016–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 E Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIONIA WATER SUPPLY
serves 226 people · EPA ID IA1946078
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Windstream
DSL
200 / 20
GigFire
Fixed Wireless
150 / 130
Rise Broadband
Fixed Wireless
25 / 5

May also be available: T-Mobile.

Nearby Properties on E Union St

Nearby Streets

Search Property Records by Address or Parcel Number