100 E Spruce St, Spencer, WI 54479 Property Records

Marathon County property record for 100 E Spruce St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,125 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181-2602-083-1009`

Property Details

APN / Parcel Number

Primary APN	`181-2602-083-1009`
Alternative APN	`56-0785-000-009-00-00`

Exterior

Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Street Address	100 E SPRUCE ST
City	SPENCER
State	WI
Zip	54479-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO VANDERHOOF SUBDIVISION LOT 9
Legal Range	02
Legal Township	26
Legal Section	08
Legal Quarter	NW
Legal Subdivision	VANDERHOOF SUBDIVISION
Legal Lot Number	9
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3052
Census Tract	2101

Owner

Source: Marathon County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	100 E SPRUCE ST, SPENCER, WI 54479-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIMPLICITY CU
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIMPLICITY CU
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIMPLICITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	100 E SPRUCE ST, SPENCER, WI 54479-9506
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001882831
Date	Jun 14, 2023
Instrument	1882831

Lender

Name	SIMPLICITY CU
Type	Credit Union
Address	MARSHFIELD, WI 54449

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2038

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	100 SPRUCE ST, SPENCER, WI 54479-9506
Document Number	0001756115
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	MIDWEST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SPRUCE ST SPENCER WI 544799506, SPENCER, WI 54479-9506

Mortgage

Document Number	0001756115
Date	Apr 5, 2018
Instrument	1756115

Lender

Name	SIMPLICITY CU
Address	MARSHFIELD, WI 54449

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 4, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	100 SPRUCE ST, SPENCER, WI 54479-9506
Document Number	0001756125
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	MIDWEST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SPRUCE ST SPENCER WI 544799506, SPENCER, WI 54479-9506

Mortgage

Document Number	0001756125
Date	Apr 5, 2018
Instrument	1756125

Lender

Name	SIMPLICITY CU
Address	MARSHFIELD, WI 54449

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 4, 2025

Tax Assessment & Valuation

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,125.00 (+29.94%)	$160,000 (+6.52%) Land $15,000 Building $145,000	$203,140 (+25.25%) Land $19,044 Building $184,096
2023	$2,405.00 Homeowner's exemption	$150,200 Land $15,000 Building $135,200	$162,189 Land $16,197 Building $145,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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