100 E Main St, Warsaw, KY 41095 Property Records

Gallatin County property record for 100 E Main St, Warsaw, KY 41095

Property Summary

Property Type	Apartments (5+ Units)
Details	6,393 sqft
Lot Size	0.151 acres (6,569 sqft)
Owner	Company Name on File
Last Sale	$165,000 (Mar 2024)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13A-24-01`

Property Details

APN / Parcel Number

Primary APN	`13A-24-01`
Alternative APNs	`1005-3` `1005-1`

Interior

Stories	2 Stories
Building Area	6,393 sqft Living Area

Exterior

Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,569 sqft (0.151 acres)
Driveway	Concrete Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1005-1
Street Address	100 E MAIN ST
City	WARSAW
State	KY
Zip	41095-2040
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	.15084 AC & CRAIG & GUTTING
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1016
Census Tract	960103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warsaw Historic District listed 1982 · 118 contributing resources · NRIS 82002699

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1254, WARSAW, KY 41095-1254
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK OF KENTUCKY
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit CARROLLTON FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Feb 8, 2010 · Amount on File
Deed Document Number	202492503
Deed Book / Page	140 / 608
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN KY
Property Address	100 E MAIN ST, WARSAW, KY 41095-2040
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M267/613
Date	Nov 23, 2022
Book Page	M267/613
Instrument	86802

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	CRESTWOOD, KY 40014

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 10, 2037

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN KY
Property Address	100 E MAIN ST, WARSAW, KY 41095-2040
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E MAIN ST, WARSAW, KY 41095-2040

Mortgage

Document Number	00M245/392
Date	Apr 9, 2020
Book Page	M245/392
Instrument	75314

Lender

Name	CARROLLTON FEDERAL BANK
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Municipality	Warsaw City
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,000 (-) Land $49,000 Building $301,000	$350,000 (-) Land $49,000 Building $301,000
2025	$3,717.00 (-0.93%)	$350,000 (-) Land $49,000 Building $301,000	$350,000 (-) Land $49,000 Building $301,000
2023	$3,752.00	$350,000 Land $49,000 Building $301,000	$350,000 Land $49,000 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW WATER WORKS serves 1,988 people · EPA ID KY0390444
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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