100 E Main St, Klemme, IA 50449 Property Records

Hancock County property record for 100 E Main St, Klemme, IA 50449

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,203 sqft · built 1940
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (May 2026)
Tax Bill	$594 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2701110110`

Property Details

APN / Parcel Number

Primary APN	`2701110110`

Interior

Stories	1 Story
Building Area	4,203 sqft Gross Area
1st Floor Area	4,203 sqft
Basement Area	2,016 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Concrete Block
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	100 E MAIN ST
City	KLEMME
State	IA
Zip	50449-9048
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ORIG LOTS 10 & 11 BLK 11
Legal Subdivision	KLEMME
Legal Block	11
Legal Lot Number	10&11
Jurisdiction	HANCOCK IA
Township / Civil Division	ELL
Census Block Group	2
Census Block	2165
Census Tract	270200

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 E MAIN ST, KLEMME, IA 50449-9048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage HOMEWARD INC
Jul 12, 2018	Deed of Trust, Mortgage RELIANCE STATE BANK
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE STATE BANK
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage RELIANCE STATE BANK
May 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	2026725
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	100 E MAIN ST, KLEMME, IA 50449-9048
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171790
Date	Sep 28, 2017
Instrument	17-1790

Lender

Name	HOMEWARD INC
Type	Mortgage Company
Address	HUMBOLDT, IA 50548

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Oct 7, 2027

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	100 E MAIN ST, KLEMME, IA 50449-9048
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000181316
Date	Jul 12, 2018
Instrument	0000018-1316

Lender

Name	RELIANCE STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	100 E MAIN ST, KLEMME, IA 50449-9048
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220373
Date	Feb 16, 2022
Instrument	22-0373

Lender

Name	RELIANCE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	May 11, 2026
Property Address	100 E MAIN ST, KLEMME, IA 50449-9048
Document Number	0000000725
Instrument Date	May 5, 2026
Instrument	2026.725
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,999.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E MAIN ST, KLEMME, IA 50449-9048

Mortgage

Document Number	0000000726,
Date	May 11, 2026
Instrument	2026.726

Lender

Name	RELIANCE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	May 22, 2017
Property Address	100 E MAIN ST, KLEMME, IA 50449-9048
Document Number	0000170829
Instrument Date	May 5, 2017
Instrument	17-0829
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$15.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 E MAIN ST, KLEMME, IA 50449-9048

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Klemme City
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$594.00 (+16.02%) Homeowner's exemption	$66,050 (+1.72%) Land $4,800 Building $61,250	$66,050 (+1.72%) Land $4,800 Building $61,250
2024	$512.00 (-23.81%)
2023		$64,930 (+13.71%) Land $4,800 Building $60,130	$64,930 (+13.71%) Land $4,800 Building $60,130
2022	$672.00 Homeowner's exemption	$57,100 Land $4,800 Building $52,300
2021			$57,100 Land $4,800 Building $52,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLEMME WATER WORKS serves 441 people · EPA ID IA4155035
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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