100 E 7th Ave, Defiance, IA 51527 Property Records

Shelby County property record for 100 E 7th Ave, Defiance, IA 51527

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 851 sqft · built 1920
Lot Size	0.43 acres (18,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Dec 2025)
Tax Bill	$758 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`832205002051`

Property Details

APN / Parcel Number

Primary APN	`832205002051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	851 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,750 sqft (0.43 acres)
Lot Dimensions	125 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	100 E 7TH AVE
City	DEFIANCE
State	IA
Zip	51527-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAINS 1ST ADD S 125' W 1/2 BLK 2
Legal Subdivision	HAINS ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	SHELBY IA
Township / Civil Division	UNION
Census Block Group	3
Census Block	3012
Census Tract	960100

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 E 7TH AVE, DEFIANCE, IA 51527-3032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage SHELBY COUNTY STATE BANK
Nov 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DEFIANCE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	20252233
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	100 E 7TH AVE, DEFIANCE, IA 51527-3032
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 2000TH ST, DEFIANCE, IA 51527-7203

Mortgage

Document Number	0020260038
Date	Jan 9, 2026
Instrument	2026-0038

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank
Address	HARLAN, IA 51537

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Nov 15, 2019
Property Address	100 E 7TH AVE, DEFIANCE, IA 51527-3032
Document Number	20191825
Instrument Date	Nov 8, 2019
Instrument	2019-1825
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 247, DEFIANCE, IA 51527-0247

Mortgage

Document Number	0020191826
Date	Nov 15, 2019
Instrument	2019-1826

Lender

Name	DEFIANCE STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Defiance City
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$758.00 (-3.81%)	$62,720 (-) Land $12,120 Building $50,600	$62,720 (-) Land $12,120 Building $50,600
2025		$62,720 (+5.46%) Land $12,120 Building $50,600	$62,720 (+5.46%) Land $12,120 Building $50,600
2024	$788.00 (+12.25%)
2023		$59,473 (+20.65%) Land $12,120 Building $47,353	$59,473 (+20.65%) Land $12,120 Building $47,353
2022	$702.00 Homeowner's exemption	$49,295 Land $12,120 Building $37,175
2021			$49,295 Land $12,120 Building $37,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE WATER DEPARTMENT serves 250 people · EPA ID IA8315018
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Western Iowa Wireless.

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