100 E 19th St, Panama City, FL 32405 Property Records

Bay County property record for 100 E 19th St, Panama City, FL 32405

Property Summary

Property Type	Cemetery (Exempt)
Details	16,758 sqft · built 1986
Lot Size	3.47 acres (151,327 sqft)
Owner	Individual Name on File
Tax Bill	$16,550 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Feb 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`14190-050-000`

Property Details

APN / Parcel Number

Primary APN	`14190-050-000`

Interior

Total Rooms	25 Rooms
Stories	1 Story
Building Area	16,758 sqft Gross Area
1st Floor Area	14,547 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Mansard
Roof Material	Other
Lot Area	151,327 sqft (3.47 acres)
Lot Dimensions	493 ft deep x 307 ft wide
Garage Type	Attached
Garage Area	2,211 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	100 E 19TH ST
City	PANAMA CITY
State	FL
Zip	32405-4706
Property Category	Public Works
Property Type	Public Works > Cemetery (Exempt)
Local Zoning Code	PC09
Legal Description	32 3S 14W -36.50- 91D1 OLD 61A BEG 50 S OF NE COR OF NE1/4 OF SE1/4 TH S 499.70 TO POB WLY 566.30 N 115.07 E 419.50 ORB 967 P 1343
Legal Range	14W
Legal Township	03S
Legal Section	32
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1008
Census Tract	1600

Owner

100 E 19th St, a public works property, is owned by an individual who acquired it in April 2008.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	100 E 19TH ST, PANAMA CITY, FL 32405-4706
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK
Feb 5, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 28, 2008
Transfer Doc	0030451016
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	100 E 19TH ST, PANAMA CITY, FL 32405-4706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E 19TH ST, PANAMA CITY, FL 32405-4706

Mortgage

Document Number	0043380206
Date	Dec 15, 2020
Book Page	4338/206
Instrument	2020084901

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	PANAMA CITY, FL 32401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 11, 2025

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	100 E 19TH ST, PANAMA CITY, FL 32405-4706
Document Number	0039821392
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 E 19TH ST PANAMA CITY FL 324054706, PANAMA CITY, FL 32405-4706

Mortgage

Document Number	0039821392
Date	Feb 23, 2018
Book Page	003982/001392
Instrument	10677

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	LYNN HAVEN, FL 32444

Agreement

Term	12 Months
Due	Feb 22, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 100 E 19th St was $16,550, up 6.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,550.00 (+6.2%) Additional exemption filed	$1,035,151 (-4.28%)	$1,072,928 (-0.78%) Land $233,453 Building $839,475
2024	$15,584.00 (-5.59%) Additional exemption filed	$1,081,394 (-0.77%) Land $233,452 Building $847,942	$1,081,394 (-0.77%) Land $233,452 Building $847,942
2023	$16,506.00 (+20.79%) Additional exemption filed	$1,089,763 (-) Land $233,452 Building $856,311	$1,089,763 (-) Land $233,452 Building $856,311
2022	$13,665.00 Additional exemption filed	$1,089,763 Land $233,452 Building $856,311	$1,089,763 Land $233,452 Building $856,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 E 19th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 E 19th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, WOW Internet, Cable & Phone.

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