100 Devonne Dr, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 100 Devonne Dr, Mount Sterling, KY 40353

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1996
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2023)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`024-20-01-035.00`

Property Details

APN / Parcel Number

Primary APN	`024-20-01-035.00`
Alternative APNs	`656341` `9895`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	504 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	210 ft deep x 105 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	504 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	656341
Street Address	100 DEVONNE DR
City	MOUNT STERLING
State	KY
Zip	40353-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LA CROIX LOT 35 & HOUSE
Legal Subdivision	LA CROIX
Legal Lot Number	35
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	2
Census Block	2012
Census Tract	920302

Owner

Source: Montgomery County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 DEVONNE DR, MOUNT STERLING, KY 40353-8307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Apr 1, 1997 · Amount on Record
Deed Document Number	2023
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY KY
Recording Date	Apr 22, 2026
Property Address	100 DEVONNE DR, MOUNT STERLING, KY 40353-8307
Instrument Date	Apr 21, 2026
Transaction Type	Construction Loan
Record Updated	Aug 27, 2026
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	100 DEVONNE DR, MOUNT STERLING, KY 40353-8307

Mortgage

Date	Apr 22, 2026

Lender

Name	KIND LENDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,883.00 (+259.03%)	$265,000 (+119.01%)	$265,000 (+119.01%)
2023	$803.00	$121,000	$121,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REID VILLAGE WATER DISTRICT serves 2,545 people · EPA ID KY0870367
Water Source	Purchased surface water from MT STERLING WATER WORKS
Last State Inspection	Mar 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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