Franklin County property record for 100 Decla St, Cowan, TN 37318
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,706 sqft · built 1970 |
| Lot Size | 0.764 acres (33,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,900 (Jan 2021) |
| Tax Bill | $1,131 (2022) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 026088B A 00700 |
| Primary APN | 026088B A 00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,706 sqft Living Area |
| 1st Floor Area | 2,706 sqft |
| Basement Area | 1,130 sqft |
| Finished Basement | 1,130 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,300 sqft (0.764 acres) |
| Lot Dimensions | 150 ft deep x 222 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 474 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Utility Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 100 DECLA ST |
|---|---|
| City | COWAN |
| State | TN |
| Zip | 37318-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 10, COUNTY AREA: C03 |
| Legal Subdivision | MORRIS |
| Legal Block | H |
| Legal Lot Number | 1-30 2 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 960600 |
Source: Franklin County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 100 DECLA ST, COWAN, TN 37318-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Oct 17, 2018 | Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Prior Sale | Oct 17, 2018 · Amount on Record |
| Deed Document Number | 21000363 |
| Deed Book / Page | D0450 / 628 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jan 14, 2021 |
| Property Address | 100 DECLA ST, COWAN, TN 37318-3523 |
| Document Number | 0021000363 |
| Book / Page | D0450 / 628 |
| Map Reference | MB 393 PG 2 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 21000363 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $813.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 DECLA ST, COWAN, TN 37318-3523 |
| Document Number | 0021000364 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 21000364 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Oct 17, 2018 |
| Property Address | 100 DECLA ST, COWAN, TN 37318-3523 |
| Document Number | 0000006653 |
| Book / Page | 000432 / 000133 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 6653 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | ACCESS TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 100 DECLA ST COWAN TN 373183523, COWAN, TN 37318-3523 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Cowan City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,550 (-) Land $3,225 Building $37,325 | ||
| 2023 | $40,550 Land $3,225 Building $37,325 | ||
| 2022 | $1,131.00 | $162,200 Land $12,900 Building $149,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2011) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWAN B.P.U. serves 2,550 people · EPA ID TN0000146 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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