Santa Cruz County property record for 100 Cutter Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,955 sqft · built 1947 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Oct 2020) |
| Tax Bill | $10,257 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-132-05 |
| Primary APN | 051-132-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,955 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 12,850 sqft (0.295 acres) |
| Deck Area | 775 sqft |
| Patio Area | 775 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 100 CUTTER DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SALSIPUEDES RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122500 |
100 Cutter Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 CUTTER DR, WATSONVILLE, CA 95076-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 27, 2020 | Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on File |
| Deed Sale | Oct 27, 2020 · Amount on File |
| Prior Sale | Oct 12, 2011 · Amount on File |
| Deed Document Number | 202044276 |
| Prior Transfer Date | Nov 21, 2013 |
| Prior Transfer Doc | 0000054754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 100 CUTTER DR, WATSONVILLE, CA 95076-2212 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 100 CUTTER DR, WATSONVILLE, CA 95076-2212 |
| Document Number | 0000036582 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021-0036582 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 27, 2020 |
| Property Address | 100 CUTTER DR, WATSONVILLE, CA 95076-2212 |
| Document Number | 0000044276 |
| Map Reference | VOL 239 PG 54 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2020-0044276 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 100 CUTTER DR, WATSONVILLE, CA 95076-2212 |
| Document Number | 0000044277 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-0044277 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 100 Cutter Dr was $10,257.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772,856 (+2%) Land $463,714 Building $309,142 | ||
| 2025 | $10,257.00 | $757,702 Land $454,621 Building $303,081 | |
| 2023 | $9,133.00 (+1.87%) | $728,280 Land $436,968 Building $291,312 | $705,690 |
| 2022 | $8,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Cutter Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 54 (1995–2023) |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Cutter Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Verizon.
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