Clinton County property record for 100 Cummings Dr, Gower, MO 64454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,607 sqft · built 1990 |
| Lot Size | 0.709 acres (30,884 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $406,598 (Dec 2024) |
| Tax Bill | $4,552 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 08.0 34 003 006 023.000 |
| Primary APN | 05 08.0 34 003 006 023.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 103 Units |
| Stories | 1 Story |
| Building Area | 2,607 sqft Living Area |
| Basement Area | 1,132 sqft |
| Finished Basement | 1,132 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,884 sqft (0.709 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 496 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 100 CUMMINGS DR |
|---|---|
| City | GOWER |
| State | MO |
| Zip | 64454-9356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 CUMMINGS 4TH ADD |
| Legal Range | 33W |
| Legal Township | 56N |
| Legal Section | 34 |
| Legal Subdivision | CUMMINGS 4TH ADD |
| Legal Lot Number | 13 |
| Jurisdiction | CLINTON MO |
| Township / Civil Division | ATCHISON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960400 |
Source: Clinton County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 100 CUMMINGS DR, GOWER, MO 64454-9356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Prior Sale | Mar 1, 2009 |
| Deed Document Number | 20243146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MO |
| Property Address | 100 CUMMINGS DR, GOWER, MO 64454-9356 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 100 CUMMINGS DR, GOWER, MO 64454-9356 |
| Document Number | 0202503323 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 202503323 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Clinton County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clinton County |
| Municipality | Gower City |
| Unified School District | East Buchanan County C-1 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,552.00 (+0.02%) | $56,306 (+12%) Land $10,370 Building $45,936 | $296,350 (+12%) Land $54,580 Building $241,770 |
| 2024 | $4,551.00 (+11.46%) | $50,273 (-) Land $9,259 Building $41,014 | |
| 2023 | $4,083.00 (+18.52%) | $50,273 (+8.01%) Land $9,259 Building $41,014 | $264,594 (+8.01%) Land $48,730 Building $215,864 |
| 2022 | $3,445.00 | $46,545 Land $9,259 Building $37,286 | |
| 2021 | $244,970 Land $48,730 Building $196,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Jun 1984 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWER PWS serves 1,360 people · EPA ID MO1010318 |
|---|---|
| Water Source | Purchased groundwater from DEKALB COUNTY PWSD 1 |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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