100 Cumberland Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 100 Cumberland Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,657 sqft · built 2023
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Company Names on Record
Last Sale	$85,000 (Sep 2021)
Tax Bill	$10,027 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Sep 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`R60002300F00510000`

Property Details

APN / Parcel Number

Primary APN	`R60002300F00510000`
Alternative APN	`07475225`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,657 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	100 CUMBERLAND DR
City	BLUFFTON
State	SC
Zip	29910-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 391A BELFAIR S/D PH VI PB58 P51 PB58 P174 PB60 P103
Legal Subdivision	BELFAIR PLANTATION
Legal Phase	6
Legal Lot Number	391A
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2002
Census Tract	2201

Owner

Source: Beaufort County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	100 CUMBERLAND DR, BLUFFTON, SC 29910-4823
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Construction Mortgage CAPITAL CITY HOME LOANS LLC
Sep 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Document Number	202164163
Deed Book / Page	4058 / 1433
Last Transfer Date	Dec 19, 2024
Transfer Doc	0000056003
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	100 CUMBERLAND DR, BLUFFTON, SC 29910-4823
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 BELFAIR OAKS BLVD, BLUFFTON, SC 29910-4881

Mortgage

Document Number	0000019626
Date	Mar 31, 2022
Book Page	4131/1248
Instrument	2022019626

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 8, 2021
Property Address	100 CUMBERLAND DR, BLUFFTON, SC 29910-4823
Document Number	0000064163
Book / Page	4058 / 1433
Map Reference	MB 60 PG 103
Instrument Date	Aug 13, 2021
Instrument	2021064163
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount Recorded
Tax	$221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20 TOWNE DR, BLUFFTON, SC 29910-4204

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,027.00 (+0.07%)	$76,870 (-)
2024	$10,020.00 (+587.24%)	$76,870 (+1,836.27%)	$2,295,500 (-) Land $500,000 Building $1,795,500
2023	$1,458.00 (+10.2%)	$3,970 (-22.16%)	$2,295,500 (+2,600.59%) Land $500,000 Building $1,795,500
2022	$1,323.00	$5,100	$85,000 Land $85,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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