100 Cross St, Dowagiac, MI 49047 Property Records

Cass County property record for 100 Cross St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on File
Last Sale	$218,000 (Oct 2004)
Tax Bill	$244 (2025)
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-552-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-552-00`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	115 CROSS ST
City	DOWAGIAC
State	MI
Zip	49047-1156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1044 A S 68.9 FT OF LOTS 275 & 276 PATRICK HAMILTON'S 4TH ADD CITY OF DOWAGIAC.
Legal Subdivision	PATRICK HAMILTON 4TH ADD
Legal Lot Number	275,276
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1024
Census Tract	1901

Owner

100 Cross St is owned by a company that acquired it in April 2023 and is owner-occupied.

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2885 10 MILE RD NE, 128, ROCKFORD, MI 49341-9185
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2004 · Amount on File
Deed Sale	Oct 6, 2004 · Amount on File
Deed Book / Page	895 / 1578
Last Transfer Date	Apr 26, 2023
Transfer Doc	0000202961
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 100 Cross St was $244 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,700 (+2.11%) Land $9,700	$19,400 (+2.11%) Land $19,400
2025	$244.00 Homeowner's exemption	$9,500 Land $9,500	$19,000 Land $19,000
2023		$8,000	$16,000
2022	$216.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 100 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20