100 Crestwood Dr, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 100 Crestwood Dr, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,178 sqft · built 2000
Lot Size	0.512 acres (22,311 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jun 2021)
Tax Bill	$7,867 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:V-24 B:0010 L:0007`

Property Details

APN / Parcel Number

Primary APN	`M:V-24 B:0010 L:0007`
Alternative APN	`GARD M:W22 B:11 L:24`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,178 sqft Living Area
Gross Area	4,704 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,311 sqft (0.512 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	100 CRESTWOOD DR
City	GARDNER
State	MA
Zip	01440-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	11
Legal Lot Number	24
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3000
Census Tract	707500

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 CRESTWOOD DR, GARDNER, MA 01440-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RCAP SOLUTIONS FINANCIAL SVCS CO
Jun 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Jan 12, 2001 · Amount on Record
Deed Document Number	202181619
Deed Book / Page	65374 / 68
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0065374-68
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	100 CRESTWOOD DR, GARDNER, MA 01440-2328
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	061924-317
Date	Feb 21, 2020
Book Page	61924/317
Instrument	18068

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	100 CRESTWOOD DR, GARDNER, MA 01440-2328
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065961-205
Date	Aug 31, 2021
Book Page	65961/205
Instrument	122622

Lender

Name	RCAP SOLUTIONS FINANCIAL SVCS CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jun 14, 2021
Property Address	100 CRESTWOOD DR, GARDNER, MA 01440-2328
Document Number	0065374-68
Book / Page	65374 / 68
Instrument Date	Jun 11, 2021
Instrument	81619
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	100 CRESTWOOD DR, GARDNER, MA 01440-2328

Mortgage

Document Number	0000081622
Date	Jun 14, 2021
Instrument	81622

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,867.00 (+10,826.39%)	$571,300 (+13.76%) Land $90,100 Building $481,200	$576,589 (+13.68%)
2025	$72.00 (-99.03%)	$502,200 (+1.31%) Land $77,800 Building $424,400	$507,205
2024	$7,431.00 (+3.34%)	$495,700 (+11.19%) Land $70,700 Building $425,000
2023	$7,191.00	$445,800 Land $79,500 Building $366,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crestwood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures