100 Crest Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 100 Crest Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,694 sqft · built 1952
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on File
Last Sale	$2,000,000 (Sep 2025)
Tax Bill	$28,756 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-02103-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`51-02103-0000-00008`
Alternative APN	`510210300008`

Interior

Stories	1 Story
Building Area	2,694 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	200 ft deep x 116 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	100 CREST RD
City	RIDGEWOOD
State	NJ
Zip	07450-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	.551 AC
Legal Block	2103
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1007
Census Tract	47300

Owner

100 Crest Rd is owned and occupied by an individual who bought it in September 2025.

Source: Bergen County and Ridgewood Village records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	100 CREST RD, RIDGEWOOD, NJ 07450-2402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 4, 2022	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Oct 11, 2000 · Amount on File
Deed Document Number	202563847
Deed Book / Page	5601 / 1811
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	100 CREST RD, RIDGEWOOD, NJ 07450-2402
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 COLUMBUS AVE 12K, 12K, NEW YORK, NY 10025-5122

Mortgage

Document Number	0056011819
Date	Sep 16, 2025
Book Page	5601/1819
Instrument	2025063848

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	SOFR Average 30-Day
Max Rate	10.3%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	100 CREST RD, RIDGEWOOD, NJ 07450-2402
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046721771
Date	May 4, 2022
Book Page	4672/1771
Instrument	2022048238

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	100 CREST RD, RIDGEWOOD, NJ 07450-2402
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046721756
Date	May 4, 2022
Book Page	4672/1756
Instrument	2022048237

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 100 Crest Rd was $28,756, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$995,000 (-) Land $684,000 Building $311,000	$995,000 (-) Land $684,000 Building $311,000
2025	$28,756.00 (+0.73%)	$995,000 Land $684,000 Building $311,000	$995,000 Land $684,000 Building $311,000
2024	$28,547.00
2023		$995,000 Land $684,000 Building $311,000	$995,000 Land $684,000 Building $311,000
2022	$27,193.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 100 Crest Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Crest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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