100 Covington St, Oakland, CA 94605 Property Records

Alameda County property record for 100 Covington St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 1939
Lot Size	0.13 acres (5,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Sep 2025)
Tax Bill	$9,334 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`48-6151-13`

Property Details

APN / Parcel Number

Primary APN	`48-6151-13`
Alternative APN	`048-6151-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,675 sqft (0.13 acres)

Location & Zoning

Street Address	100 COVINGTON ST
City	OAKLAND
State	CA
Zip	94605-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00276 BLK: TR: 0537
Legal Subdivision	537 OAKLAND
Legal Tract	0537
Legal Lot Number	276
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1015
Census Tract	410000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 COVINGTON ST, OAKLAND, CA 94605-5806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 20, 2025	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Sep 25, 2025	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 9, 2017	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Mar 25, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Jul 1, 2013 · Amount on Record
Deed Document Number	2025120144
Prior Transfer Date	Jan 6, 2009
Prior Transfer Doc	0000006534
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	100 COVINGTON ST, OAKLAND, CA 94605-5806
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COVINGTON ST, OAKLAND, CA 94605-5806

Mortgage

Document Number	0000218999
Date	Jun 17, 2021
Instrument	2021218999

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	100 COVINGTON ST, OAKLAND, CA 94605-5806
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COVINGTON ST, OAKLAND, CA 94605-5806

Mortgage

Document Number	0000107331
Date	Jun 7, 2022
Instrument	2022107331

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	100 COVINGTON ST, OAKLAND, CA 94605-5806
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COVINGTON ST, OAKLAND, CA 94605-5806

Mortgage

Document Number	0000104941
Date	Aug 20, 2025
Instrument	2025104941

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	411 THEODORE FREMD AVE # 350, RYE, NY 10580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2055

Interest

Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 25, 2025
Property Address	100 COVINGTON ST, OAKLAND, CA 94605-5806
Document Number	0000120144
Map Reference	MB 29 PG 29
Instrument Date	Sep 18, 2025
Instrument	2025120144
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	100 COVINGTON ST, OAKLAND, CA 94605-5806

Mortgage

Document Number	0000120145
Date	Sep 25, 2025
Instrument	2025120145

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	100 COVINGTON ST, OAKLAND, CA 94605-5806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131295
Date	Jul 10, 2019
Instrument	2019131295

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	100 COVINGTON ST, OAKLAND, CA 94605-5806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COVINGTON ST, OAKLAND, CA 94605-5806

Mortgage

Document Number	0000189502
Date	Aug 6, 2020
Instrument	2020189502

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALAMEDA CA
Property Address	100 COVINGTON ST, OAKLAND, CA 94605-5806
Document Number	0000000190
Instrument Date	Dec 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	100 COVINGTON ST OAKLAND CA 946055806, OAKLAND, CA 94605-5806

Mortgage

Document Number	0000000190
Date	Jan 2, 2018
Instrument	190

Lender

Name	WELLS FARGO BK
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	100 COVINGTON ST, OAKLAND, CA 94605-5806
Document Number	0000085296
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	100 COVINGTON ST OAKLAND CA 946055806, OAKLAND, CA 94605-5806

Mortgage

Document Number	0000085296
Date	Apr 17, 2017
Instrument	85296

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	San Leandro Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,143,000 (+104.35%) Land $345,000 Building $805,000
2025	$9,334.00 (+0.98%)	$559,323 (+2.75%) Land $169,897 Building $396,426
2023	$9,243.00 Homeowner's exemption	$544,337 Land $163,301 Building $381,036	$993,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2000)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Unwired.

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