100 Cove Side Ln, Hampstead, NC 28443 Property Records

Pender County property record for 100 Cove Side Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,448 sqft · built 2005
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,115 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4224-04-3824-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-04-3824-0000`
Alternative APNs	`000054840` `980198`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,448 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	33,977 sqft (0.78 acres)

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	200 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000054840
Street Address	100 COVE SIDE LN
City	HAMPSTEAD
State	NC
Zip	28443-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L32,PB 39/87 PELICAN SOUND
Legal Subdivision	PELICAN SOUND
Legal Lot Number	32
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 21, 2021	Warranty Deed, Transfer
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA
May 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023
Deed Sale	Sep 1, 2023
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	202320119775
Deed Book / Page	4820 / 1786
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 1, 2023
Property Address	100 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0048201786
Book / Page	4820 / 1786
Map Reference	MB 39 PG 87
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6203 CATALINA DRIVE, HAMPSTEAD, NC 28443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COVE SIDE LANE SIDE LANE, NORTH MYRTLE BEACH, SC 29582

Mortgage

Document Number	0048201789
Date	Sep 1, 2023
Instrument	4820-1789

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 21, 2021
Property Address	100 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0047560949
Book / Page	4756 / 949
Map Reference	MB 39 PG 87
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111A PHIL HARRIS LN, 111A, N TOPSAIL BEACH, NC 28460-8131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COVE SIDE LN, HAMPSTEAD, NC 28443-3812

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	100 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0046901077
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COVE SIDE LN HAMPSTEAD NC 284433812, HAMPSTEAD, NC 28443-3812

Mortgage

Document Number	0046901077
Date	Jul 31, 2019
Book Page	004690/001077
Instrument	20052178

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2029

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 29, 2018
Property Address	100 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0046652140
Book / Page	4665 / 2140
Map Reference	MB39 PG87
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COVE SIDE LN, HAMPSTEAD, NC 28443-3812

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,115.00 (+13.83%)	$522,456 (+24.08%) Land $85,365 Building $437,091	$522,456 (+24.08%) Land $85,365 Building $437,091
2023		$421,076 (-) Land $146,357 Building $274,719	$421,076 (-) Land $146,357 Building $274,719
2022	$3,615.00	$421,076 Land $146,357 Building $274,719	$421,076 Land $146,357 Building $274,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Side Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures