100 Cotter Ct, Missoula, MT 59803 Property Records

Missoula County property record for 100 Cotter Ct, Missoula, MT 59803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1988
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,100 (Aug 2019)
Tax Bill	$4,619 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0488309`

Property Details

APN / Parcel Number

Primary APN	`R0488309`
Alternative APNs	`04-2093-07-4-08-01-0000` `0005811996` `5811996`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,092 sqft
Basement Area	912 sqft
Finished Basement	810 sqft
Unfinished Basement	102 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	20 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0005811996
Street Address	100 COTTER CT
City	MISSOULA
State	MT
Zip	59803-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	HILLVIEW HEIGHTS # 6, S07, T12 N, R19 W, BLOCK 6, LOTS 1 & 2
Legal Subdivision	HILLVIEW HEIGHTS # 6
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	5
Census Block	5001
Census Tract	1302

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 COTTER CT, MISSOULA, MT 59803-3351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Aug 22, 2019	Warranty Deed, Transfer OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Jul 31, 2012 · Amount on Record
Deed Document Number	201913758
Deed Book / Page	1017 / 293
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	100 COTTER CT, MISSOULA, MT 59803-3351
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMRICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010570448
Date	Jun 11, 2021
Book Page	1057/448
Instrument	202114718

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Aug 22, 2019
Property Address	100 COTTER CT, MISSOULA, MT 59803-3351
Document Number	0010170293
Book / Page	001017 / 000293
Instrument Date	Aug 19, 2019
Instrument	13758
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 COTTER CT AIKEN SC 29803, AIKEN, SC 29803

Mortgage

Document Number	10170294
Date	Aug 22, 2019
Book Page	001017/000294
Instrument	13759

Lender

Name	OPPORTUNITY BK/MT
Address	GREENVILLE, SC 29604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,100 (-) Land $212,400 Building $324,700	$537,100 (-) Land $212,400 Building $324,700
2025	$4,619.00 (-4.72%)	$537,100 (+27.76%)	$537,100 (+27.76%) Land $212,400 Building $324,700
2023	$4,848.00	$420,400	$420,400 Land $141,600 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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