100 Cottage Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 100 Cottage Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Triplex
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$744,700 (Jul 2023)
Tax Bill	$17,462 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550800 165.55-1149-9`

Property Details

APN / Parcel Number

Primary APN	`550800 165.55-1149-9`
Alternative APNs	`080016505511490090000000` `026390`

Exterior

Architectural Style	Triplex
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	026390
Street Address	100 COTTAGE AVE
City	MOUNT VERNON
State	NY
Zip	10550-1404
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	CHESTER HILL
Legal Block	1149
Legal Lot Number	9.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2003
Census Tract	4002

Owner

100 Cottage Ave, a triplex, is owned and occupied by two individuals who bought it in July 2023.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 COTTAGE AVE, MOUNT VERNON, NY 10550-1404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 11, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Sep 28, 2004 · Amount on File
Deed Document Number	20233420
Prior Transfer Date	Jun 17, 2004
Prior Transfer Doc	0042300516
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 15, 2026
Property Address	100 COTTAGE AVE, MOUNT VERNON, NY 10550-1404
Document Number	0000003504
Instrument Date	Mar 20, 2026
Instrument	20263504
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	LANGON TITLE AGENCY, LANGDON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COTTAGE AVE, MOUNT VERNON, NY 10550-1404

Mortgage

Document Number	0000003504,
Date	Apr 15, 2026
Instrument	2026660343504

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 11, 2023
Property Address	100 COTTAGE AVE, MOUNT VERNON, NY 10550-1404
Document Number	0631773420
Map Reference	MAP 655
Instrument Date	Jun 28, 2023
Instrument	631773420
Transaction Type	Transfer
Record Updated	Apr 14, 2025
Title Company	GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 COTTAGE AVE, MOUNT VERNON, NY 10550-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CURRAN CT # 6B, 6B, YONKERS, NY 10710-5944

Mortgage

Document Number	0631803496
Date	Jul 11, 2023
Instrument	631803496

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 100 Cottage Ave was $17,462, up 63.4% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,462.00 (+63.39%)
2025	$10,687.00	$10,160 (-) Land $7,300 Building $2,860	$564,445 (+6.67%) Land $405,556 Building $158,889
2024		$10,160 (-) Land $7,300 Building $2,860	$529,166 (-10.94%) Land $380,208 Building $148,958
2023		$10,160 (-) Land $7,300 Building $2,860	$594,152 (+17.54%) Land $426,901 Building $167,251
2022		$10,160 Land $7,300 Building $2,860	$505,473 Land $363,184 Building $142,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Cottage Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 100 Cottage Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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