100 Cold Spring Dr, Stanford, KY 40484 Property Records

Lincoln County property record for 100 Cold Spring Dr, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	1,747 sqft
Lot Size	0.721 acres (31,414 sqft)
Owner	2 Individual Names on File
Last Sale	$3,500 (Dec 2021)
Tax Bill	$919 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Aug 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-12-10-003.00`

Property Details

APN / Parcel Number

Primary APN	`051-12-10-003.00`
Alternative APN	`51A-009-03`

Interior

Stories	1 Story
Building Area	1,747 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,414 sqft (0.721 acres)
Garage Area	720 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	100 COLD SPRING DR
City	STANFORD
State	KY
Zip	40484-8491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & LOT 2B/3 & GAR
Legal Subdivision	DIX RIVER EST
Legal Lot Number	2B
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	2
Census Block	2002
Census Tract	920103

Owner

100 Cold Spring Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Lincoln County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 COLD SPRING DR, STANFORD, KY 40484-8491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2009	Deed of Trust, Mortgage FARM CREDIT SERVICES OF MID AMERICA ACA
Aug 7, 2012	Deed of Trust, Mortgage · FHA Mortgage REPUBLIC STATE MORTGAGE CO
Feb 4, 2021	Intrafamily Transfer, Transfer
Jan 25, 2017	Commissioner's Deed, Foreclosure · Line of Credit THE FARMERS NATIONAL BANK OF DANVIL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Jan 25, 2017 · Amount on File
Deed Document Number	2021479942
Deed Book / Page	465 / 535
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	DEED458/630
Record Updated	Sep 20, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	100 COLD SPRING DR, STANFORD, KY 40484-8491
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG367/424
Date	Dec 17, 2009
Book Page	MTG 367/424
Instrument	217417

Lender

Name	FARM CREDIT SERVICES OF MID AMERICA ACA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2030

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	100 COLD SPRING DR, STANFORD, KY 40484-8491
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGREASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG396/068
Date	Aug 7, 2012
Book Page	MTG396/068
Instrument	312300

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2042

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN KY
Recording Date	Feb 4, 2021
Property Address	100 COLD SPRING DR, STANFORD, KY 40484-8491
Document Number	DEED458/630
Book / Page	DEED 458 / 630
Map Reference	MB 5 PG 9
Instrument Date	Jan 22, 2021
Instrument	465504
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 COLD SPRING DR, 100, STANFORD, KY 40484-8491

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	100 COLD SPRING DR, STANFORD, KY 40484-8491

January 2017: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	LINCOLN KY
Recording Date	Jan 25, 2017
Property Address	100 COLD SPRING DR, STANFORD, KY 40484-8491
Document Number	DEED432/687
Book / Page	DEED432 / 687
Map Reference	SL A-163
Instrument Date	Dec 21, 2016
Instrument	332887
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 KY HIGHWAY 1247, STANFORD, KY 40484-9053

Mortgage

Document Number	0000332888
Date	Jan 25, 2017
Instrument	332888

Lender

Name	THE FARMERS NATIONAL BANK OF DANVIL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 18, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 100 Cold Spring Dr was $919 with a homeowner's exemption, down 7% from the year before.

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00 (-6.98%) Homeowner's exemption	$142,700 Land $20,000 Building $122,700	$142,700 Land $20,000 Building $122,700
2024	$988.00
2023		$142,700 (-) Land $34,400 Building $108,300	$142,700 (-) Land $34,400 Building $108,300
2022	$1,061.00	$142,700 Land $34,400 Building $108,300	$142,700 Land $34,400 Building $108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Cold Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Cold Spring Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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