100 Clay Ave, Georgetown, KY 40324 Property Records

Scott County property record for 100 Clay Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$352,109 (Apr 2023)
Tax Bill	$1,490 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167-30-285.000`

Property Details

APN / Parcel Number

Primary APN	`167-30-285.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	100 CLAY AVE
City	GEORGETOWN
State	KY
Zip	40324-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 54-1
Legal Subdivision	MCKNIGHT SUB
Legal Lot Number	3&4,(HA
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2011
Census Tract	40209

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Broadway Neighborhood District listed 1991 · 217 contributing resources · NRIS 91001856

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 CLAY AVE, GEORGETOWN, KY 40324-1563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 1, 2021	Deed, Transfer · FHA Mortgage HAMILTON HOME LOANS INC
Oct 12, 2017	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	2023471713
Deed Book / Page	441 / 506
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	100 CLAY AVE, GEORGETOWN, KY 40324-1563
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CLAY AVE, GEORGETOWN, KY 40324-1563

Mortgage

Document Number	00M1730/59
Date	Mar 1, 2023
Book Page	M1730/59
Instrument	468255

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 1, 2021
Property Address	100 CLAY AVE, GEORGETOWN, KY 40324-1563
Document Number	D422/771
Book / Page	D422 / 771
Instrument Date	Mar 31, 2021
Instrument	431890
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 APPLE TREE CT, 113, FRANKFORT, KY 40601-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	100 CLAY AVE, GEORGETOWN, KY 40324-1563

Mortgage

Document Number	431891
Date	Apr 1, 2021
Instrument	431891

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 12, 2017
Property Address	100 CLAY AVE, GEORGETOWN, KY 40324-1563
Document Number	D391/454
Book / Page	D391 / 454
Map Reference	DD75 PG409
Instrument Date	Oct 6, 2017
Instrument	375988
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 NESTING WAY, 3705, CHESTER, VA 23831-7066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CLAY AVE, GEORGETOWN, KY 40324-1563

Mortgage

Document Number	M1362426
Date	Oct 12, 2017
Instrument	M1362/426

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,490.00 (+2.41%)	$167,300 (+4.24%)	$167,300 (+4.24%)
2023	$1,455.00 (+4.53%)	$160,500 (-) Land $27,500 Building $133,000	$160,500 (-) Land $27,500 Building $133,000
2022	$1,392.00	$160,500 Land $25,000 Building $135,500	$160,500 Land $25,000 Building $135,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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