100 Clark Ct, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 100 Clark Ct, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,742 sqft · built 1987
Lot Size	0.671 acres (29,160 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Apr 2011)
Tax Bill	$9,352 (2026)
Deeds & Mortgages	May 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 137.01-3-25`

Property Details

APN / Parcel Number

Primary APN	`144200 137.01-3-25`
Alternative APN	`42001370100003025000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,742 sqft Living Area
1st Floor Area	1,522 sqft
Upper Floors Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	29,160 sqft (0.671 acres)
Lot Dimensions	243 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	308 sqft
Shed	1 Shed
Shed Area	385 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	100 CLARK CT
City	ELMA
State	NY
Zip	14059-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	25.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3023
Census Tract	14102

Owner

100 Clark Ct is owned and occupied by two individuals who bought it in April 2011.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 CLARK CT, ELMA, NY 14059-9473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2011 · Amount on File
Deed Sale	Apr 25, 2011 · Amount on File
Deed Document Number	201184110
Deed Book / Page	11202 / 2433
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	100 CLARK CT, ELMA, NY 14059-9473
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CLARK CT, ELMA, NY 14059-9473

Mortgage

Document Number	0140537615
Date	May 25, 2022
Book Page	14053/7615
Instrument	2022102342

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.42%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.42%

Tax Assessment & Valuation

The 2026 property tax bill for 100 Clark Ct was $9,352 with exemptions applied, up 0.6% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,352.00 (+0.61%) Homeowner's exemption Senior Citizen's exemption
2025	$9,295.00 (+1.9%)	$15,000 (-) Land $2,400 Building $12,600	$576,900 (+3.84%) Land $92,304 Building $484,596
2024	$9,122.00 Homeowner's exemption Senior Citizen's exemption	$15,000 (-) Land $2,400 Building $12,600	$555,556 (+3.7%) Land $88,889 Building $466,667
2023	Homeowner's exemption Senior Citizen's exemption	$15,000 Land $2,400 Building $12,600	$535,714 Land $85,714 Building $450,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Clark Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Clark Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20