100 Christophers Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 100 Christophers Ct, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,127 sqft · built 1992
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$161,900 (Dec 1991)
Tax Bill$3,109 (2026)
Deeds & MortgagesApr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-025947

Property Details

APN / Parcel Number

Primary APN07-025947
Alternative APN
  • 025947

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,127 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.54 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area185 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number025947
Street Address100 CHRISTOPHERS CT
CitySMITHSBURG
StateMD
Zip21783-2011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 57 SEC D 0.54AC 100 CHRISTOPHER'S CT WHISPERING HILLS
Legal SubdivisionWHISPERING HILLS
Legal Lot Number57
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group3
Census Block3003
Census Tract11301

Owner

100 Christophers Ct is owned and occupied by two individuals who bought it in December 1991.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address100 CHRISTOPHERS CT, SMITHSBURG, MD 21783-2011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 1991 · Amount on File
Deed SaleDec 3, 1991 · Amount on File
Prior SaleOct 3, 1991 · Amount on File
Deed Book / Page1017 / 755
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address100 CHRISTOPHERS CT, SMITHSBURG, MD 21783-2011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059520223
DateApr 9, 2019
Book Page5952/0223
Lender
NameNYMEO FCU
TypeCredit Union
AddressFREDERICK, MD 21703
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueApr 1, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 100 Christophers Ct was $3,109, up 9.9% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,109.00 (+9.9%)$341,333 (+9.91%)$372,100 (-) Land $71,700 Building $300,400
2025$2,829.00$310,567$372,100 Land $71,700 Building $300,400
2023$2,504.00$273,667$279,800 Land $71,700 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Christophers Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Christophers Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHSBURG DISTRIBUTION SYSTEM
serves 2,500 people · EPA ID MD0210018
Water SourcePurchased surface water from CITY OF HAGERSTOWN
Last State InspectionMar 2026

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000

May also be available: Verizon.

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