Charles County property record for 100 Cheshire Ct, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,454 sqft · built 1999 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (May 2022) |
| Tax Bill | $15,074 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-063847 |
| Primary APN | 01-063847 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,454 sqft Living Area |
| Gross Area | 3,854 sqft |
| 1st Floor Area | 1,202 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 1,080 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,000 sqft (0.482 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 063847 |
|---|---|
| Street Address | 100 CHESHIRE CT |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-21 |
| Legal Description | LOT 8 PLT 1 SEC 4 TOWN OF LA PLATA KINGS GRANT SUB |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 851003 |
100 Cheshire Ct is owned and occupied by two individuals who bought it in May 2022.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 CHESHIRE CT, LA PLATA, MD 20646-3554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on File |
| Deed Sale | May 24, 2022 · Amount on File |
| Prior Sale | Jun 2, 1999 · Amount on File |
| Deed Book / Page | 12561 / 422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 24, 2022 |
| Property Address | 100 CHESHIRE CT, LA PLATA, MD 20646-3554 |
| Document Number | 0125610422 |
| Book / Page | 12561 / 422 |
| Map Reference | MB 49 FO 94 |
| Instrument Date | May 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 100 CHESHIRE CT, LA PLATA, MD 20646-3554 |
| Document Number | 0012561430 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 12561/430 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 100 CHESHIRE CT, LA PLATA, MD 20646-3554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0113530496 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 11353/496 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 100 Cheshire Ct was $15,074.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,000 Land $95,500 Building $430,500 | $526,000 Land $95,500 Building $430,500 | |
| 2025 | $15,074.00 | ||
| 2023 | $6,091.00 | $403,300 Land $95,500 Building $307,800 | $403,300 Land $95,500 Building $307,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Cheshire Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Cheshire Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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