Cleveland County property record for 100 Cherry St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,256 sqft · built 2005 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Jan 2017) |
| Tax Bill | $1,711 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44141 |
| Primary APN | 44141 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,256 sqft Finished Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport |
| Garage Area | 322 sqft |
| Carport | Carport |
| Carport Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Storage Building | 42 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1314987 |
|---|---|
| Street Address | 100 CHERRY ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-7919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA3 |
| Legal Description | .5 AC PB30-136 CHURCH ST |
| Legal Subdivision | LATTIMORE |
| Legal Block | 1 |
| Legal Lot Number | 227 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 951400 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 100 CHERRY ST, SHELBY, NC 28150-7919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 27, 2017 | Warranty Deed, Transfer · FHA Mortgage BANK OF THE OZARKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2017 · Amount on Record |
| Deed Sale | Jan 27, 2017 · Amount on Record |
| Prior Sale | Mar 10, 2014 · Amount on Record |
| Deed Document Number | 2017893 |
| Deed Book / Page | 1735 / 258 |
| Prior Transfer Date | Feb 26, 2013 |
| Prior Transfer Doc | 0016520958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 100 CHERRY ST, SHELBY, NC 28150-7919 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0018720838 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 1872/838 |
| Instrument | 200072524 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jan 27, 2017 |
| Property Address | 100 CHERRY ST, SHELBY, NC 28150-7919 |
| Document Number | 0017350258 |
| Book / Page | 001735 / 000258 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 893 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 100 CHERRY ST SHELBY NC 281507919, SHELBY, NC 28150-7919 |
| Document Number | 17350261 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 001735/000261 |
| Instrument | 894 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2047 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Lattimore Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,711.00 (+4.39%) | $191,782 (-) Land $13,500 Building $178,282 | $191,782 (-) Land $13,500 Building $178,282 |
| 2025 | $1,639.00 | $191,782 (+44.04%) Land $13,500 Building $178,282 | $191,782 (+44.04%) Land $13,500 Building $178,282 |
| 2023 | $133,149 Land $11,250 Building $121,899 | $133,149 Land $11,250 Building $121,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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