100 Chance Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 100 Chance Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,390 sqft · built 2007
Lot Size	0.298 acres (13,024 sqft)
Owner	Individual Name on File
Last Sale	$2,900,000 (Oct 2021)
Tax Bill	$29,537 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-3S-18-16100-000-0120`

Property Details

APN / Parcel Number

Primary APN	`21-3S-18-16100-000-0120`
Alternative APN	`1038390`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,390 sqft Living Area
Gross Area	5,724 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	13,024 sqft (0.298 acres)
Lot Dimensions	19.2 ft deep x 6.8 ft wide
Garage Type	Finished
Garage Area	525 sqft

Exterior Amenities

Porch	Porch
Porch Area	962 sqft
Deck Area	Deck Area
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1038390
Street Address	100 CHANCE LN
City	INLET BEACH
State	FL
Zip	32461-0738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LKDUNE
Legal Description	LOT 12 LANDING AT CAMP CREEK S/D PB 14-64 OR 2310-1519 OR 2482-1482 OR 2901-14 OR 3091-460 OR 3157-4315 OR 3219-1763
Legal Range	18W
Legal Township	03S
Legal Section	21
Legal Subdivision	LANDING AT CAMP CREEK S/D
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

100 Chance Ln is owned by an individual who bought it in October 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1 CHANCE LN, INLET BEACH, FL 32461-0702
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Sep 1, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST PORT CITY BANK
Nov 28, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Sep 1, 2020 · Amount on File
Deed Document Number	0032191763
Deed Book / Page	3219 / 1763
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 5, 2021
Property Address	100 CHANCE LN, INLET BEACH, FL 32461-0738
Document Number	0032191763
Book / Page	3219 / 1763
Map Reference	MB 14 PG 64
Instrument Date	Sep 30, 2021
Instrument	20210049799
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4900 TILLMAN XING, 4900, HAHIRA, GA 31632-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CHANCE LN, INLET BEACH, FL 32461-0738

Mortgage

Document Number	0032191765
Date	Oct 5, 2021
Instrument	3219/1765

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 1, 2020
Property Address	100 CHANCE LN, INLET BEACH, FL 32461-0738
Document Number	0031574315
Book / Page	3157 / 4315
Map Reference	MB 14 PG 64
Instrument Date	Aug 31, 2020
Instrument	20200033716
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9961 E COUNTY HIGHWAY 30A1, 9961, INLET BEACH, FL 32461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 TILLMAN XING, HAHIRA, GA 31632-4108

Mortgage

Document Number	0031574317
Date	Sep 1, 2020
Instrument	3157/4317

Lender

Name	FIRST PORT CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	35 Months
Due	Aug 30, 2023

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 28, 2018
Property Address	100 CHANCE LN, INLET BEACH, FL 32461-0738
Document Number	0030910460
Book / Page	003091 / 000460
Instrument Date	Nov 21, 2018
Instrument	39407
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	SETCO SERVICES LLC-30A, SETCO SVCS LLC-30A

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9961 E COUNTY HIGHWAY 30A #1 INLET BEACH FL 324617282, 1, INLET BEACH, FL 32461-7282

Mortgage

Document Number	30910462
Date	Nov 28, 2018
Book Page	003091/000462
Instrument	39408

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 27, 2033

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,376,241 Land $1,020,000 Building $1,356,241	$2,376,241 Land $1,020,000 Building $1,356,241
2024	$29,537.00 (+16.03%)
2023	$25,457.00 (+7.26%)	$2,801,748 (+9.4%) Land $449,820 Building $2,351,928	$2,801,748 (+9.4%) Land $449,820 Building $2,351,928
2022	$23,734.00	$2,561,044 Land $499,300 Building $2,061,744	$2,561,044 Land $499,300 Building $2,061,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Chance Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Chance Ln is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chance Ln

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